Credit Report Articles

How to Correct Credit Reporting Errors on Your Credit Report

Because a credit reporting error could affect your credit score and how much you pay for credit when you apply for a loan or a credit card, it’s important to monitor and maintain an error-free credit report. Depending on the nature of the errors, your credit scores could take a significant hit if they aren’t […] Read More

Credit Freeze Legislation & Credit Reporting Agencies

The Case for Security Freezes More than ten years ago, representatives from several leading consumer advocacy groups teamed up with California state lawmakers to answer a question about a serious problem: How does identity theft occur? Their conclusion was simple: in every known case of identity theft, a scam artist determined an unsuspecting victim’s name […] Read More

What Is Re-Aging & Can It Help Me?

What is Re-Aging? Re-aging, also known as “curing” or “rollback,” involves changing the delinquency status of an account. Payment history is one of the most important factors in calculating your credit scores, and within that factor most scoring models will look at: The number of late payments listed on the credit report How recent those […] Read More

Car Insurance & Your Credit

One of the biggest factors in determining your car insurance rates has nothing to do with your driving record. Lenders commonly use your credit history to determine how risky a driver you will be. Read more about this growing trend and how you can save on auto insurance. The Car Insurance Industry Nearly all auto […] Read More

How Renting Can Impact Your Credit

When you rent a home, apartment or townhome, your credit is affected in a number of ways. Let’s take a look at what you can expect when you’re looking to rent. Does Paying Rent Build Credit? In some cases, paying your rent on time may help you build credit. For your positive rent payment history […] Read More

What Happens to Your Credit When You Buy a Home?

How buying a home impacts your credit depends on how you managed your credit throughout the lending process and how you deal with your mortgage payments after you become an official homeowner. How Applying for a Mortgage Affects Your Credit When you decide you want to buy a home, your credit plays a big role […] Read More

What Happens To Your Credit When You Get Divorced?

When spouses divorce, the court divides up responsibilities for shared debts in a divorce decree. For example, a divorce decree may stipulate that one spouse take over responsibility for paying an auto loan and the other spouse take over the responsibility for paying a mortgage. But a divorce decree doesn’t separate the actual financial accounts […] Read More

What Happens To Your Credit When You Get Evicted?

Getting evicted from an apartment can make it difficult to find a new place to live and it can affect your credit history, as well, if your landlord obtains an eviction judgment against you in court. Once a judge has ruled in favor of the landlord and that judgment is considered final, the three major […] Read More

How to Rebuild Credit

Whatever the credit setback, you can get your credit back on track. As you improve your credit, you’ll want to track your progress. A good tool for this is the free Credit Report Card, which gives you free credit scores and lets you gauge your progress as you rebuild credit. Your credit profile is updated […] Read More

How to Build Credit the Smart Way

A great way to build credit is by making on-time credit payments every month. How to Build Credit with a Credit Card Any credit card, including a secured card, works well for this. Just choose a routine monthly expense, charge it on your credit card and pay the account in full each month. Payment history […] Read More


Check Your Credit For FREE

Free Credit ScoreGet a FREE personalized credit check-up today.

Get Started – It’s Free!  

Certain credit cards and other financial products mentioned in this and other articles on News & Advice may also be offered through product pages, and will be compensated if our users apply for and ultimately sign up for any of these cards or products. However, this relationship does not result in any preferential editorial treatment.