The last credit solution you'll ever need

ExtraCredit is a radical new product coming soon from Join the movement today.

extracredit hero image

coming this summer

Get on the waitlist now to be notified first.

Credit is complicated.
ExtraCredit is not.

The credit industry is a mess. You shouldn’t need five different services to manage and build your credit. And you don’t—not with ExtraCredit.

track your score

Track It

One score is not enough.

See What Lenders See

with access to 28 of your
FICO® Scores.

build your score

Build It


Strengthen Your Credit

by reporting the bills you’re already
paying, like rent & utilities.

get rewarded for your score

Reward It

Get paid

Real Cash

when you are approved for select credit
cards and loans through ExtraCredit.

guard your score

Guard It

Don’t settle for just a warning
system. Instead, get proactive alerts

dark web monitoring

and more.

restore your score

Restore it

Work with an industry
leader in credit repair to

clean up your reports

and get the score you deserve.