How Build It works
Find your payments
We start by securely connecting to your bank account to identify your rent & utility payments
Report your payments
Next, we facilitate a connection with the credit bureaus so that your payments are reported
Build up your report
Your payments should then show up on your credit reports and lead to a stronger credit profile
Better than basic reporting
We’re not the only company to offer rent and utility reporting. But we are the only company to combine it with total credit coverage through our five incredible tools.
Build It is just one of five incredible tools within ExtraCredit.
Five features. Total credit coverage.
- Exclusive discount to one of the leaders in credit repair who works with all three bureaus and your creditors
- Where available
- Learn more
Take your credit to the next level with ExtraCredit
How much does ExtraCredit cost?
ExtraCredit costs $24.99/month and you can cancel anytime.
While Build It only covers one part of your credit, ExtraCredit has four additional tools to help you protect your identity and take control of your financial future.
*While ExtraCredit was in its early stages we had employees, friends and family trying it out. These are their testimonials based on that experience.
Credit isn’t just our name—it’s everything we are
Created over
20 years
ago
Credit.com was established in 1996 to empower consumers with important credit and financial information. Now, we’re taking that even further with ExtraCredit.
Over
1,000,000
members
There’s a reason so many people continue to rely on Credit.com for all their credit monitoring needs—because it works.