How can you build credit with bills you already pay?
Find out with ExtraCredit®. Get started with 7 days free*
Get started for freeHow Build It works
Find your payments
We start by securely connecting to your bank account to identify your rent and utility payments
Report your payments
Next, we facilitate a connection with the credit bureaus so that your payments are reported
Build up your report
Your payments should then show up on your credit reports, which can lead to a stronger credit profile
Extra features at no extra cost
- 28 FICO® Scores
- All three bureau reports
- Credit monitoring
- $1M ID insurance
- Dark web monitoring
- Proactive security alerts
- Actual cash rewards
- Personalized offers
- Exclusive discount to one of the leaders in credit repair who works with all three bureaus and your creditors†
†Credit repair discount not available in Oregon