Since visiting this page,
0 people have had their
identity stolen.
Guard It identities protected: 100%
Other companies love to offer basic identity theft protection. The problem is, their idea of “identity protection” is often nothing more than a warning system. And let's be honest—that's not enough. Your identity and your peace of mind deserve better.
With Guard It, we go beyond basic identity theft coverage with our $1 million identity theft insurance, dark web monitoring, and more.
How Guard It works
Dark Web and Account Monitoring
When you sign up with ExtraCredit, we ask for your Social Security Number, credit card number, and email address. We use that information to continuously scan the dark web and file-sharing networks for breaches in your personal information and other suspicious activity that may indicate fraud. We monitor your credit report and credit score, your financials, and your personal information to keep an eye on your entire digital identity.
Proactive Alerts
If our identity monitoring services notice anything that could be identity fraud, we’ll alert you immediately. That means you’ll know about account applications, account openings, and any changes to personal account information that you didn’t authorize. This way you will know if you need to put a security freeze on your credit report, reach out to a financial institution, change your passwords, or take other steps to protect your identity.
Identity Theft Insurance
If the worst happens, we’re here for you with our identity restoration services. Our $1 million ID theft insurance policy is available to every ExtraCredit member at no additional cost. Our identity insurance coverage helps you with identity restoration costs, legal defense expenses, and lost wages. We work with you to help get your identity back and cover any damages due to fraud.
Better than basic identity theft protection
Don’t settle for a warning system—stay one step ahead of ID theft with Guard It.
Potential benefits of Guard It
Experience peace of mind knowing that we have your digital profile covered. You don’t have to sign up for multiple monitoring services or remember different places to look to monitor your data.
Proactive alerts from ExtraCredit let you know if it’s time to change your password or put a freeze on your credit report. Doing so can protect your credit score, your finances, and your future by stopping fraud from happening after theft has occurred. And if fraud does occur, you have our ongoing support.
Learn more about identity theft protection:
Guard It is just one of five incredible tools within ExtraCredit.
Five features. Total credit coverage.
Rent reporting
Utility reporting
Credit building offers
- Learn more
$5 sign up bonus
Actual cash rewards when approved by a lender
Personalized credit card, personal loan, and auto loan offers
- Learn more
28 FICO® Scores
Your credit report from each credit bureau
Credit monitoring
- Learn more
Exclusive discount to one of the leaders in credit repair who works with all three bureaus and your creditors, where available
- Learn more
Don't settle for anything less than ExtraCredit
How much does ExtraCredit cost?
ExtraCredit costs $24.99/month and you can cancel anytime.
While Guard It covers only one part of your credit, ExtraCredit has four additional tools to help you take control of your financial future.
*While ExtraCredit was in its early stages we had employees, friends and family trying it out. These are their testimonials based on that experience.
Credit isn’t just our name—it’s everything we are
Created over
20 years
ago
Credit.com was established in 1996 to empower consumers with important credit and financial information. Now, we're taking our dedication to helping individuals build credit even further with ExtraCredit.
Over
1,000,000
members
There’s a reason so many people continue to rely on Credit.com for all their credit monitoring needs—because it works.