Free sites get paid when you use the them to find a Auto Loan Mortgage Credit Card Personal Loan
Have you ever wondered how those free credit sites stay free? For the most part, it’s offers. Any time you use a free service to sign up for a credit card or get approved for a loan, they get paid—often hundreds of dollars. Meanwhile, you get nothing.
With Reward It, we split that money with you. Because when you make smart financial choices, you deserve to be rewarded.
How Reward It works
Analyze your credit
Next, you can pick which offer makes the most sense for your situation from a customized list of recommendations.
Find the perfect offer
Next, we facilitate a connection with the credit bureaus so that your payments are reported
Get paid real money
Finally, after you qualify for an offer, we split the reward with you—up to $200 sent directly to your Reward It credit card.
Better than basic offers
Free sites want you to sign up for whatever pays them the most. Our offers are based on your credit needs.
Reward It is just one of five incredible tools within ExtraCredit.
Five features. Total credit coverage.
Credit building offers
$1M ID insurance
Dark web monitoring
Proactive security alerts
8 FICO® Scores
All three bureau reports
Exclusive discount to one of the leaders in credit repair who works with all three bureaus and your creditors
Take your credit to the next level with ExtraCredit
How much does ExtraCredit cost?
ExtraCredit costs $24.99/month and you can cancel anytime.
While Reward It only covers one part of your credit, ExtraCredit has four additional tools to help you take control of your financial future.
See why so many are choosing ExtraCredit
Coming from a different country, establishing my credit took a lot of work. ExtraCredit takes care of all parts of my credit. I like that I can build and protect it at the same time.
People talk about credit scores like there’s only one, but that’s just not true. I love that ExtraCredit shows me 28 different scores and was shocked to see a 40-point difference between two of them.
I can access all three of my credit reports every month with ExtraCredit. I like having access to all that important information at my fingertips.
I pay my rent every month and it’s great that I can finally get credit without owning a home. It's nice to see positive tradelines get added to my credit report.
I am new to credit and Extra Credit will help me build my credit score and manage all aspects of my credit in one place.
Trying to manage my credit across five different apps was a nightmare. ExtraCredit puts everything in one place and makes staying on top of it easy. I finally feel like I’m in control of my credit.
*While ExtraCredit was in its early stages we had employees, friends and family trying it out. These are their testimonials based on that experience.
Credit isn’t just our name—it’s everything we are
Credit.com was established in 1996 to empower consumers with important credit and financial information. Now, we’re taking that even further with ExtraCredit.
There’s a reason so many people continue to rely on Credit.com for all their credit monitoring needs—because it works.