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Earn real money with by credit.com

Get paid with Reward It, one of five incredible credit tools.

  • Cash rewards as high as $90
  • Money sent directly to your Reward It card
  • Personalized offers

Get started with 7 days free*

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Free sites get paid when you use the them to find a Auto Loan Mortgage Credit Card Personal Loan

Have you ever wondered how those free credit sites stay free? For the most part, it’s offers. Any time you use a free service to sign up for a credit card or get approved for a loan, they get paid—often hundreds of dollars. Meanwhile, you get nothing.

With Reward It, we split that money with you. Because when you make smart financial choices, you deserve to be rewarded.

How Reward It works

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Analyze your credit

First, we run your credit through our internal algorithm to determine what kind of offers you may qualify for.

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Find the perfect offer

Next, you can pick which offer makes the most sense for your situation from a customized list appropriate for your credit score.

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Get paid real money

Finally, after you qualify for an offer, we split the reward with you—as high as $90 sent directly to your Reward It credit card.

Better than basic offers

Free sites want you to sign up for whatever pays them the most. Our offers are based on your credit needs.

  ExtraCredit Basic competitors
Cash rewards sent to your Reward It card
Up to $90 payouts
Personalized offers
Credit tracking with all three bureaus
28 FICO® Scores with Track It
Rent & utility reporting with Build It
$1 million ID insurance with Guard It
Exclusive discount to one of the leaders in credit repair
 

ExtraCredit

Everything you need to protect your identity & credit.

Basic Competitor

A generic score that lenders may never see.

Extracredit

Trustworthy offers to help you master your credit.

Reward It is just one of five incredible tools within ExtraCredit.

Five features. Total credit coverage.

  • image to build your score

  • Rent reporting

  • Utility reporting

  • Credit profile building offers

  • Learn more
  • image to guard your score

  • $1M ID insurance

  • Dark web monitoring

  • Proactive security alerts

  • Learn more
  • image to track your score

  • 28 FICO® Scores

  • All three bureau reports

  • Credit monitoring

  • Learn more
  • image to restore your score

  • Exclusive discount to one of the leaders in credit repair who works with all three bureaus and your creditors

  • †Where available

  • Learn more

Take your credit to the next level with ExtraCredit

How much does ExtraCredit cost?

ExtraCredit costs $24.99/month and you can cancel anytime.

While Reward It only covers one part of your credit, ExtraCredit has four additional tools to help you take control of your financial future.

See why so many are choosing ExtraCredit

*While ExtraCredit was in its early stages we had employees, friends and family trying it out. These are their testimonials based on that experience.

Credit isn’t just our name—it’s everything we are

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Created over

20 years

ago

Credit.com was established in 1996 to empower consumers with important credit and financial information. Now, we’re taking that even further with ExtraCredit.

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Over

1,000,000

members

There’s a reason so many people continue to rely on Credit.com for all their credit monitoring needs—because it works.

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