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See the scores that really matter with by credit.com

One of five incredible tools within ExtraCredit®

28 FICO^® Scores
All three bureau reports—Experian, Equifax and TransUnion
Advanced credit monitoring and alerts
Credit factor report card

Get started with 7 days free*

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With Track It, you see what Auto Home Credit Card
lenders see

We have bad news: that free score you got from that app doesn’t matter. Sorry, but it’s true. The only credit score that actually matters is the one your lender is looking at. And frankly, your lenders aren’t looking at free credit scores.

With Track It, you get 28 FICO^® Scores, covering auto loan scores, home loan scores and more. In other words, you see what lenders see.

Get your FICO^® Scores

Better than
basic monitoring

On top of 28 FICO® Scores, Track It offers a detailed credit report card, advanced monitoring and more.

	ExtraCredit	Credit Karma
All three bureaus
28 FICO® Scores
Updated monthly
Credit report card
Four additional ExtraCredit features
	ExtraCredit Everything you need to master your credit. Sign up for free	Basic Competitor A generic score that lenders may never see.

ExtraCredit

Everything you need to master your credit.

Sign up for free

Track It is just one of five incredible tools within ExtraCredit.

Five features.
Total credit coverage.

Rent reporting
Utility reporting
Credit profile building offers

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$1M ID insurance
Dark web monitoring
Proactive security alerts

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Actual cash rewards
Personalized offers

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Exclusive discount to one of the leaders in credit repair who works with all three bureaus and your creditors
*Where available

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Take your credit to the next level with ExtraCredit

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How much does ExtraCredit cost?

ExtraCredit costs $24.99/month and you can cancel anytime.

While Track It only covers one part of your credit, ExtraCredit has four additional tools to help you protect your identity and take control of your financial future.

Sign up for free

See why so many are choosing ExtraCredit

- Leron R.
  
  "I'm into all kinds of things, from IT to photography, to the military to dealmaking. I'm also a fairly meticulous tracker of all things financial, especially since I went bankrupt back in 2014. That black eye on my credit has made me focus quite a bit more. Before finding http://Credit.com and ExtraCredit, I went back and forth between Credit Karma, Experian Boost, CreditWise from Capital One, CreditSecure from American Express, among other things. No one app provided everything I was looking for, as far as knowing where I stand with all the bureaus, let alone with respect to my FICO(R) Scores. ExtraCredit is AMAZING, with an exceptionally acceptable monthly fee. With ExtraCredit, I'm now able to see what the lenders see, even if they're looking at older versions of my FICO(R) Score (I think that's my favorite part about the app). While I used to juggle lots of different credit apps, now I've only got one—ExtraCredit."
- Khalid S.
  
  "I was a little careless with my credit in my early life, but eventually became responsible and started paying attention. I had my identity stolen several years ago, and I wanted to monitor my report from all three credit bureaus in one place at an affordable price. ExtraCredit solved my problem and offered more than what I expected. My favorite ExtraCredit feature is the ability to view 28 of my FICO(R) Scores from all three credit bureaus."
- Nicole H.
  
  "Prior to Extra Credit, the only way you could have access to all of your FICO(R) Scores was through MyFico.com. Monthly updates of these scores cost 2x as much as the ExtraCredit product, so it's nice to have an alternative. These numbers are invaluable when making major purchases. We are in the process of buying a home and having access to our actual FICO(R) Scores 2, 4 and 5 is what we need, which is what this service provides."
- Faustino D.
  
  "A lot of features for one great price. While others offer additional services or features at additional cost, Credit.com offers some of those at one price. I recently found out that there are about 28 credit scores depending on what you're shopping for. Credit cards, vehicles and general loans, etc. With the three bureaus. I'm glad I found them and discontinued my services with two other companies. Their site is easy to navigate through and you can see where you stand. They're are helpful in ways in raising your score, too. I highly recommend them."
- Charles M.
  
  "My experience with Credit.com has been excellent. It contains valuable information on how to get and maintain good credit through valuable sources. The checks and balances system with connecting to banks and other federal institutions to increase credit eligibility through bill pay is secure and helpful as well."

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*Disclaimer: Current users were solicited and in some cases compensated in exchange for an unbiased review about their experience with ExtraCredit.

Credit isn’t just our name—
it’s everything we are

Created over 20 years ago

Credit.com was established in 1996 to empower consumers with important credit and financial information. Now, we’re taking that even further with ExtraCredit.

Over 1,000,000 members

There’s a reason so many people continue to rely on Credit.com for all their credit monitoring needs—because it works.

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Free Trial

Get your first 7 days free

Free Trial

See the scores that really matter with by credit.com

Better than basic monitoring

ExtraCredit

Basic Competitor

ExtraCredit

Five features. Total credit coverage.

How much does ExtraCredit cost?

See why so many are choosing ExtraCredit

Leron R.

Khalid S.

Nicole H.

Faustino D.

Charles M.

Credit isn’t just our name—it’s everything we are

Created over 20 years ago

Over 1,000,000 members

Free Trial

Better than
basic monitoring

Five features.
Total credit coverage.

Credit isn’t just our name—
it’s everything we are