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Looking for a personal loan up to $35,000? Need to pay off a credit card? A student loan for
next semester? A home loan that offers the best interest rate?
Receive a free, no-obligation loan quote from one of our network lenders.*
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How you use the loan is entirely up to you. Personal loans are unsecured loans with a fixed payment schedule and payment amount. Why get a Personal Loan?
Apply for your personal loan today »
- Quickly access cash
- Pay off credit cards, make upgrades to your home
- Confidential and secure no-obligation quote
- Home Improvement Loans available
- Small business Loans for business owners or entrepreneurs
Get the education you need to succeed. When you borrow wisely, a student loan could be an investment in your future. Why get a Private Student Loan?
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- Private loans help students fill the gap when federal loans, scholarships, and grants don’t cover all of your college expenses.
- Federal aid doesn’t always cover all of the costs
- Many student loans don’t require repayment until graduation
- Interest rates on student loans are generally lower than other loan types
Shopping for a mortgage? Buying a new home? Looking to refinance your current home? Today's mortgage interest rates and monthly payments are displayed in our helpful mortgage table here. Learn More »
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- A wide variety of loans options to choose from
- Competitive interest rates
- Both new purchase and refinance loans available
Do you want to find the best auto loans? If you are looking for the best car loan rates for a new or used vehicle or you want to refinance an auto loan, we can help. Learn More »
See Today’s Auto Loan Rates »
- Get your auto loan online today
- Confidently compare rates
- Set your own loan criteria and easily view search results
- Select from refinance, new or used purchase, lease buyout, or private party purchase
A debt consolidation loan can help you get out of debt faster and save money in interest. Learn how you can use a consolidation loan. Learn More »
Consolidate and Save Today »
- Consolidate your debts into one lower monthly payment to potentially save money from high interest rate credit debt and other expenses.
- Lower your interest rates
- Loans up to $35,000 available
- Flexible terms and application fees are waived with approved credit
If you are shopping for a loan, ask yourself these questions to help you find the right loan:
What do I hope to accomplish?
If you want to consolidate or refinance existing debt, for example, then it is important that your
new loan is at a lower interest rate than your current loan(s) so you save money in the long run. If
you are shopping for a new loan, you will want to make sure the payments on your new loan are
affordable.
How much will it cost?
Compare interest rates, but don't forget to check out
fees as well. Also make sure you are comparing loans of a similar length. With a car loan, for
example, the shorter the term, the lower the interest rate.
How will you pay it off?
Before you borrow, make sure your payment is affordable
and that you have room in your budget to make that payment each month.
Typically, unsecured loans (such as personal loans and debt consolidation loans) carry higher interest rates than secured loans (such as car or mortgage loans). The interest rate you'll pay will depend in part on your credit scores. But that doesn't mean you can't get a loan if you have poor credit. Some lenders offer financing to consumers with bad credit, though the interest rate will be higher.
What is my credit score?
It's a good idea to check your credit score before you apply so you'll have an idea where you stand.
Then try to avoid applying for loans you aren't likely to get. With Credit.com's Free Credit Report
Card, you will get your credit score for free, and be matched with offers from lenders.
Once you get you get your loan, make sure you make your payments on time to avoid late fees and to keep your credit rating strong.
* IMPORTANT NOTE FROM CREDIT.COM: Credit.com is not a lender. The above offers are provided by third-parties from whom Credit.com receives compensation. Credit.com will not call you about any loan application resulting from the above offers, and will not ask you over the phone, via email or otherwise for financial information or other sensitive personal data.
REMEMBER never to share any financial information or other sensitive personal data over the phone or via email without independently confirming the identity of the company calling first!
† Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom Credit.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). It is this compensation that enables Credit.com to provide you with services like free access to your credit scores at no charge. Credit.com strives to provide a wide array of offers for our members, but our offers do not represent all financial services companies or products.