Personal Finance

Do I Still Have Any Privacy Rights?

You may be wondering, with all the information hacking and compromised consumer financial records, whether you have any privacy left. Fortunately, you do have privacy rights. It’s good to know what they are and the various ways you can take control of your information. There are many federal regulations that give you a say about […] Read More

5 Habits of Successful Savers & Investors

Successful saving and investing takes time and persistence. To have the money in your budget each month for savings and investment goals takes an ongoing financial commitment. If you’re learning how to make that financial commitment stick, consider these five habits of successful savers and investors. 1. They Set Aside Today’s Money for Future Goals […] Read More

Are You Financially Ready for Retirement?

Wondering if you have enough saved, and how and when to retire?  Here are some tips to help you plan and prepare for your golden years. Maximize Saving for Retirement Having a carefree retirement means saving well in advance. Have you maximized your investments in these common savings vehicles? 401k Plan Many employers will match […] Read More

401k: What You Need to Know to Maximize Yours

Participating in an employer’s 401k plan is a good way to put aside money for your retirement. These four tips will show you how to take full advantage of the benefits of saving for retirement with a 401k plan. 1. Participate Put aside some money every single pay period for your retirement, whatever you can […] Read More

How Interest Rates Work

Financing big purchases with a credit card, home loan or auto loan can be an efficient way to manage your budget. Here’s a look at how interest rates are calculated for each type of financing. Credit Card Interest Rates Wondering how much carrying a balance on a credit card will cost you?  Take a close […] Read More

How to Use Credit Monitoring to Protect Your Child’s Identity

Identity thieves are targeting children 18 and younger, swiping their Social Security numbers and applying for credit accounts in their names and piling up charges. An identity thief can wreck a child’s credit record long before the child is old enough to drive, apply for a job or fill out a college application, which is […] Read More

The Credit Approval Process & What to Expect

Here is a closer look at the approval process for credit cards, loans and mortgages. Credit Cards The fastest way to get approved for a credit card is to apply online. Many issuers offer instant approval to online applications. So you may know whether you have been approved for a credit card within minutes of […] Read More

5 Easy Steps to Get Control of Your Finances

If you’re living from paycheck to paycheck or your finances are feeling pinched, it’s a good indicator that it’s time to take control of your finances. One of the most important steps to doing that is to take a good hard look at the money you have coming in vs. the money you have going […] Read More

Personal Loans vs. Credit Cards

Trying to decide between a personal loan or a credit card to pay for some upcoming expenses? Here is a look at the pros and cons of using each. Credit Cards It’s fast and convenient to pay by credit card. And if you have a credit card with a large enough credit line you will […] Read More

What Are 3 Dumb Things You Can Do With Email?

Fraudsters most commonly use email to target consumers, according to an annual report of consumer complaints from the Federal Trade Commission. It makes sense, because an email account is where the different parts of life intersect: personal interests, school, work, banking, shopping, friends, family, travel plans, social media and so on. You tie account after […] Read More


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