Credit.com, LLC.

We take precautions to safeguard your personal information from loss, theft, and misuse, as well as unauthorized access, disclosure, alteration, and destruction. These precautions include technical, physical, and managerial procedures. We use Secure Sockets Layer (SSL) encryption on all pages where personal information is collected. We retain personal information only for the time necessary and reasonable to fulfill the account purpose, unless a longer retention period is required or permitted by law.

We collect your personal information, for example, when you:

• provide account-opening information or survey feedback
• give us your authorization to pull your credit report
• authorize us to contact your creditor on your behalf for credit repair
• provide us bank information for payment of services

We may supplement this information with information available from other sources, such as public databases, data aggregators, and other commercially available sources.

Federal law gives you the right to limit only:

• sharing for affiliates’ everyday business purposes - information about your creditworthiness
• affiliates from using your information to market to you
• sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

Companies related by common ownership or control. They can be financial and non-financial companies:

Companies not related by common ownership or control. They can be financial and non-financial companies:

• Lexington Law Firm.

A formal agreement between nonaffiliated financial companies that together market financial products or services to you:

• Our joint marketing partners include financial services companies

Depending on where you live, you may have additional privacy protections under some state laws. We will comply with applicable state laws before sharing nonpublic personal information about you. We may do this by sending a separate notice of those rights to you.

California Residents - In accordance with California law, we will not share information we collect about you with companies outside of our corporate family, except as permitted by law, including, for example, with your consent or to service your account. We will limit sharing among our companies to the extent required by California law.

Nevada Residents - We are providing you this notice under state law. You may be placed on our internal Do Not Call List by sending us an e-mail at privacy@Credit.com. Nevada law requires we provide the following contact information: Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington St., Suite 3900, Las Vegas, NV 89101; Phone number: 702.486.3132; email: aginfo@ag.nv.gov or Credit.com 257 E. 200 S. Suite 1200, Salt Lake City, UT, 84111.

Vermont Residents - In accordance with Vermont law, we will not share information we collect about you with companies outside of our corporate family, except as permitted by law, including, for example with your consent or to service your account. We will not share information about your creditworthiness within our corporate family except with your authorization or consent, but we may share information about our transactions or experiences with you within our corporate family without your consent.

Our Do Not Call Policy – In accordance with the Telephone Consumer Protection Act, we do not make calls to any residential or wireless telephone using an automatic telephone dialing system or an artificial or prerecorded voice unless you have provided express written consent along with the phone number to be called, or unless the law allows otherwise, such as to collect amounts due. Consumers who ask not to receive telephone solicitations from us will be placed on our Do Not Call list. Your Do Not Call request will be honored for five years from the time the request is made. To be put on our Do Not Call list, send us an e-mail at privacy@Credit.com.