Capital One® Venture^sm Rewards Credit Card

Capital One Venture Rewards Credit Card credit card

Snapshot of Card Features:

2 miles per dollar on every purchase, every day
As seen in Money® Magazine's "Best" issue three years in a row. - Money® Magazine May 2010, 2011, 2012
Earn 10,000 bonus miles when you spend $1,000 on purchases within the first 3 months, equal to $100 in travel
Redeem your miles for any travel expense

Intro Apr	Balance Transfer	Ongoing APR	Annual Fee	Credit Needed
N/A	13.9-20.9% (V)	13.9-20.9% (V)	$0 intro for first year; $59 after that	Excellent - Good

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Rates & Term Details

Complete Card Details
For the complete terms and conditions, view this card's Schumer Box

What is a Schumer Box?
A Schumer Box includes the following rate and term information for all credit cards:

Annual Percentage Rate (APR) for purchases (or interest rate)
Other APRs - interest rates for balance transfers, cash advances, default, etc.
Variable rate information (if applicable)
Grace Period
Finance calculation method
Finance Charges
Annual Fee (if applicable)
Other fees - transaction fees, balance transfers, cash advances, late payments, over-limit, etc.

Important
Always read the terms and fees disclosure provided by the credit card issuer on their site before applying. The issuing bank's terms may include more detailed or updated information than presented here.

Notes
*View Capital One® Venture^sm Rewards Credit Card card rates, fees, rewards and other important information.

February, 2013

Airline tickets can get expensive but with the Capital One® Venture^sm Rewards card, you can earn enough miles to fly for free just by using your credit card to make everyday purchases.

Benefits

The Capital One card not only provides its members with greater travel options, but also carries low interest rates and fees.

Rewards

The rewards program allows you to earn two travel miles for every dollar you spend on purchases with your Venture^sm Rewards card. Members can use their rewards miles to fly on any airline without blackout dates. There is no limit to the amount of travel miles you can earn and they won't expire, giving you the freedom to plan trips months in advance.

Balance Transfers

There are no transfer fees or minimum balance transfer amount required. The card carries an 13.9%-20.9% (V) APR balance transfer.

Rates

Members will be subject to a variable 13.9%-20.9% (V) APR on all purchases. Cash advances carry a 24.9 percent (V) APR with a 3% fee of the amount of the cash advance, but not less than $10. Members will be charged a $59 annual fee - however, this fee will be waived during the first year of membership. No sign-up fee applies.

Who Should Apply

Individuals who travel frequently should apply for this credit card and begin earning airline benefits.

Credit Standing

The issuer requires a score of excellent to secure this card.

About Credit.com's Credit Cards and Prepaid Cards:

You may be able to build, rebuild, or reestablish your credit history by making on time monthly payments to all creditors and by maintaining all your balances under the credit limits. From premium reward cards to accounts that help you rebuild your credit, we have the credit card for you! If your future goals include owning a home, buying a car, owning your own business, or traveling, having a credit card can be an excellent first step. With credit card services from leading issuers like American Express, Bank of America, Capital One, Chase, Citibank, Discover, First PREMIER® Bank, HSBC Bank, IBERIABANK, MasterCard, Simmons First and Visa, you can find the best credit card for you at Credit.com.

The key to success with credit cards is to know how to use them to your advantage and not to get caught up in the traps that lurk behind the benefits. Credit.com offers many kinds of credit card benefits, from airline and gas rewards to cashback cards, and the first step is filling out a credit card application online. You can also apply for specialty credit cards, such as student credit cards or business credit cards. Credit.com also offers credit cards for the United Kingdom and Canada.

In addition to credit cards, Credit.com offers three other card options that can provide excellent choices for people with less-than-perfect credit: Prepaid cards from Mastercard and Visa allow you to load money onto the card and then use it like any other major credit card. They require no credit approval and carry the same fraud protection as the regular cards. But fees can be high, so be sure to shop carefully for a prepaid card.

Secured cards require you to open a bank account and deposit funds in a bank account (security deposit) in case you can't pay the bills. You'll get a major credit card you can use anywhere those types of cards are accepted. Shop carefully for a secured card to avoid costly fees.

Debit Cards issued under the Visa card or Mastercard name can be widely used and carry fraud protection. But if your card number is stolen and used, you'd want to find out immediately. Otherwise, you could bounce checks. One strategy: Have two checking accounts and associate your debit card with the one with the small balance. Just transfer the purchase amount into the account before you buy something with the card.

*For complete information, see the terms and conditions on the credit card issuer's web site. Once you click to apply for this card, you will be directed to the issuer's website where you may review the terms and conditions of the card before applying. While Credit.com always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Capital One® Venture^sm Rewards Credit Card

Our Expert Review