Why choose ExtraCredit® over a free account?
28 FICO® SCORES
One score is not enough. See what lenders actually see with 28 different FICO® Scores.
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REPORTS FROM ALL
THREE BUREAUS
See your monthly Experian, Equifax and TransUnion reports. Lenders have access to all three, you should too.
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REPORT YOUR RENT
& UTILITIES
Start adding tradelines on your credit reports by reporting your rent and utilities.
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PROACTIVE ID
PROTECTION
Feel safe with dark web alerts, 24/7 identity monitoring and $1 million in ID theft insurance.
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UP TO $165 ACTUAL
CASH REWARDS
With ExtraCredit, get cash rewards when you are approved for select offers
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$24.99/MONTH
CREDIT REPAIR
DISCOUNT
Work to repair your credit with an exclusive discount from one of the leaders in credit repair. Not available in Oregon.
Learn more >>Get One Experian Credit Score for Free
- Learn what's impacting your score and how to improve it
See Your Score
No credit card required—ever
Checking your score won't hurt your credit
See Where You Stand
Know where you stand when it comes to your credit with a free credit score and credit report card.
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Manage Your Credit
Manage your credit more wisely with specific recommendations and a step-by-step action plan.
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Get Credit Education
Get educated on how to improve your credit and make the most of your financial opportunities.
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We take your security seriously
Encryption
Monitoring
Screening
Verification
The safety of your data is our top priority. We partner with leading security providers to verify that we are meeting the highest standards.
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