2023 Bank of America Travel Rewards® Credit Card Review

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Snapshot: The Bank of America Travel Rewards® Credit Card is ideal for frequent travelers who want to earn travel rewards on their everyday purchases. With this credit card, you can earn points on purchases made everywhere. You can then redeem these points for travel or cash back rewards.

Basic Features

  • An ongoing APR between reg_apr,reg_apr_type
  • A annual_fees annual fee
  • A intro_apr_rate,intro_apr_duration
  • Perfect for people with credit_score_needed credit

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Additional Details

  • 1.5 points back per $1 spent on any purchase
  • Earn 25,000 online bonus points if you spend at least $1,000 within the first 90 days of opening your account
  • balance_transfer_intro_apr,balance_transfer_intro_duration
ProsCons
intro_apr_rate,intro_apr_duration and balance_transfer_intro_apr,balance_transfer_intro_duration make this a great card for managing large purchasesStrong credit required for approval
Consistent, simple points rewards system
No annual fee

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Ready to Learn How to Apply?

Table of Contents

  1. Full Review of the Bank of America Travel Rewards® Credit Card
  2. What You’ll Like About It
  3. The Drawbacks
  4. Is It Worth It?
  5. FAQ

Full Review of the Bank of America Travel Rewards® Credit Card

Anticipating an expensive trip to your cousin’s destination wedding in Aruba? This card may help with that. The Bank of America Travel Rewards® Credit Card offers a nice combination of intro rates and bonuses that can help you spread out payments on a large purchase (like flights or resorts) over a longer time period.

And once the introductory period is over, a annual_fees annual fee and simple points system are both good reasons to keep using the card on an ongoing basis.

There’s an extra bonus, too: if you’re a Preferred Rewards Member, you could potentially increase your points-earning capability to 25% – 75% more on purchases.

What You’ll Like About It

Great for Managing Big Purchases (During the Intro Period)

Like we said, the Bank of America Travel Rewards® Credit Card offers a variety of benefits, such as a annual_fees annual fee and intro_apr_rate,intro_apr_duration. Additionally if you choose to transfer a balance from another credit card to your Bank of America Travel Rewards™ Credit Card, you can take advantage of balance_transfer_intro_apr,balance_transfer_intro_duration.

Is the Bank of America Travel Rewards® Credit Card Right for Your Upcoming Trip? Find Out!

Good Intro Bonus

New users earn up to 25,000 bonus points for spending at least $1,000 on qualifying purchases in the first 90 days. That’s an added $250 you can pocket towards your upcoming travel expenses.

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The Drawbacks

Strong Credit Required

If you’re concerned about the strength of your credit score, this may not be the card for you. The minimum required credit range for this card is the “Good category” (according to FICO®, that’s at least a 670).

Is It Worth It?

If you qualify, a Bank of America Travel Rewards® Credit Card can be a great option. It offers a simple rewards system that you can redeem for travel and dining credits or cash back rewards.

Frequently Asked Questions

What is the benefit of using the Bank of America Travel Center?

The main benefit of using the Bank of America Travel Center is that it provides a convenient platform for booking various travel-related services such as flights, hotels, rental cars, cruises, and vacation packages. Bank of America often negotiates special deals and offers with travel suppliers for its customers. This can include discounts, cashback rewards, or bonus points for using the Travel Center to book travel.

Want to Access the Bank of America Travel Center? Learn More About Applying for the Bank of America Travel Rewards® Credit Card

Is the Bank of America Travel Rewards® Credit Card Hard to Get?

It will require strong credit in order to be approved – if you have a poor credit score and profile, you may want to consider a different option (and avoid the unnecessary hard inquiry on your credit).

Does the Bank of America Travel Rewards® Credit Card Have Foreign Transaction Fees

As of writing this article, the card doesn’t have any foreign transaction fees – making it another great choice for an upcoming trip.


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Advertiser Disclosure: Credit.com has partnered with CardRatings for our coverage of credit card products. Credit.com and CardRatings may receive a commission from card issuers.