AJ Smith

AJ Smith

AJ Smith is an award-winning journalist with more than a decade of experience in television, radio, newspapers, magazines and online content. She currently serves as the managing editor for SmartAsset. AJ has a passion for meeting new people, sharing stories and helping others. She has degrees from Princeton University and Mississippi State University. AJ and her husband also write and illustrate educational children’s books.

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All of AJ's posts
How Much Insurance Do You Really Need?
Insurance

How Much Insurance Do You Really Need?

Knowing that you need life insurance is the easy part — figuring out what kind, how much and for how long is trickier. Here's what to consider.

AJ Smith

5 Unconventional Ways to Get a Loan
Personal Loans

5 Unconventional Ways to Get a Loan

If the traditional route for borrowing doesn't fit your needs, it may be time to look closely at alternative loans to see if those better suit you.

AJ Smith

4 Ways to Cut the Cost of Life Insurance
Insurance

4 Ways to Cut the Cost of Life Insurance

You want to have enough life insurance, but you have to be able to afford it, too. Here's how to pay the least for the coverage you need.

AJ Smith

8 Things to Consider When Choosing a Checking Account
Personal Finance

8 Things to Consider When Choosing a Checking Account

If you're looking to open a checking account, how do you decide which one is going to be the best fit for you? Here are features to consider.

AJ Smith

How to Create Wealth You Can Pass Down to Your Kids
Personal Finance

How to Create Wealth You Can Pass Down to Your Kids

If you're looking to create family wealth that will last for generations, now's the time to start preparing for it.

AJ Smith

4 Ways to Earn Money Without Lifting a Finger
Personal Finance

4 Ways to Earn Money Without Lifting a Finger

If some extra money coming in each month would be a welcome addition — and wouldn't it for all of us? — here are some ideas for how you can make it happen.

AJ Smith

Rent or Buy? The Key Is the Break-Even Year
Personal Loans

Rent or Buy? The Key Is the Break-Even Year

The decision of whether to rent vs. buy can be a difficult one. A break-even calculation can help you know how the finances compare.

AJ Smith

3 Life Insurance Benefits You Did Not Know About
Insurance

3 Life Insurance Benefits You Did Not Know About

If you're looking to use insurance as a financial planning tool, here are some life insurance alternatives that may be useful.

AJ Smith

6 Reasons to Make a Larger Down Payment
mortgages

6 Reasons to Make a Larger Down Payment

Why would you put more money down on a house than you have to? There are several reasons — but that doesn't mean it's the right decision for everyone.

AJ Smith

The Smart Way to Make an Offer on a Home
mortgages

The Smart Way to Make an Offer on a Home

One of the most exciting parts of home buying comes when you've found a home and you're ready to make an offer. Here's how to make yours reasonable.

AJ Smith