Chris Birk

Chris Birk

A former journalist and author of “The Book on VA Loans: An Essential Guide to Maximizing Your Home Loan Benefits,” Chris Birk is also content development director for Veterans United.

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All of Chris's posts
Can You Buy a House if You Owe Taxes?
taxes

Can You Buy a House if You Owe Taxes?

Looking to a buy a home? Unfortunately, if you have unpaid taxes, it can be a bit complicated. Click here to learn if you can buy a house if you owe taxes.

Chris Birk

Will Getting Pre-Approved for a Mortgage Hurt My Credit?
mortgages

Will Getting Pre-Approved for a Mortgage Hurt My Credit?

Shopping for a home loan means getting your credit pulled. There’s no way around it. But what can you do to make sure your credit doesn't get dinged unnecessarily?

Chris Birk

The Little-Known Database That Can Sink Your Mortgage
mortgages

The Little-Known Database That Can Sink Your Mortgage

Government-backed home loans tend to be more forgiving if you have bad credit. But that flexibility can disappear if your bad debts are federal ones.

Chris Birk

5 Steps to Getting a VA Loan
mortgages

5 Steps to Getting a VA Loan

VA loans aren’t the answer for every veteran. But they can make a huge difference, especially for those who might otherwise struggle to land a home loan.

Chris Birk

I Have Unpaid Debt on My Credit Report. Can I Still Get a Mortgage?
mortgages

I Have Unpaid Debt on My Credit Report. Can I Still Get a Mortgage?

Do you have unpaid debt, but want a mortgage? Here’s a closer look at how your bad debts can come into play during the home loan process.

Chris Birk

Can Your Spouse's Credit Score Kill Your Mortgage?
mortgages

Can Your Spouse's Credit Score Kill Your Mortgage?

Your spouse’s credit can make or break your mortgage. A score imbalance (hers is high and his is low) can mean a lower interest rate, or not qualifying at all.

Chris Birk

Help! I Lost My Job While I Was Buying a Home
mortgages

Help! I Lost My Job While I Was Buying a Home

Losing a job is tough enough. But what happens if you find yourself out of work when you’re weeks or even days from closing on your dream home?

Chris Birk

What Happens If I Stop Paying My Mortgage?
mortgages

What Happens If I Stop Paying My Mortgage?

Homeowners stop paying their mortgage for a host of reasons. But doing so can inflict serious damage on your credit.

Chris Birk

How Long Does it Take to Buy a Home?
mortgages

How Long Does it Take to Buy a Home?

The time between the first open house you attend until you close on a home can vary. Once a home is under contract, though, there are meaningful averages.

Chris Birk

4 Credit Mistakes New Homeowners Make
mortgage

4 Credit Mistakes New Homeowners Make

The relief that comes with finalizing a home purchase can spur a false sense of security. Here’s a look at four common credit mistakes new homeowners make.

Chris Birk