Kaitlyn Brown

Kaitlyn Brown

Kaitlyn Brown is a contributing writer for Credit.com with a focus on using credit education to empower readers to proactively manage their finances. Kaitlyn has been a professional editor and writer for five years, and has worked in the finance industry since 2020. With a background in the interdisciplinary humanities and editing, Kaitlyn hopes to make finance a more accessible industry for all consumers. When she's not writing and reviewing content for Credit.com, Kaitlyn enjoys watching movies and memorizing lyrics to Taylor Swift songs.

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All of Kaitlyn's posts
How to Increase Your Credit Score to 800 [And Keep It There]
Credit 101

How to Increase Your Credit Score to 800 [And Keep It There]

Discover the secrets to achieving an 800 credit score. Learn the benefits of this top-tier score plus expert advice on how to increase your credit score to 800.

Kaitlyn Brown

Debt Consolidation vs. Bankruptcy
Managing Debt

Debt Consolidation vs. Bankruptcy

When thinking about debt consolidation vs bankruptcy, keep this in mind: bankruptcy severely hurts credit, while consolidation can slowly help your credit.

Kaitlyn Brown

Which Credit Score and Report Is Most Accurate?
Credit Score

Which Credit Score and Report Is Most Accurate?

Technically, no credit score is more accurate than another, but the majority of lenders will look at your FICO credit score instead of your VantageScore.

Kaitlyn Brown

How to Build Credit Without a Credit Card
top-five-post

How to Build Credit Without a Credit Card

Building credit without a credit card can be tricky, but it's not impossible. Learn about alternative credit-boosting options.

Kaitlyn Brown

What Is a 1099-C Form and How Does It Affect Your Credit?
Credit 101

What Is a 1099-C Form and How Does It Affect Your Credit?

Lenders will issue a 1099-C Cancellation of Debt form if they cancel a debt of $600 or more. You must file your 1099-C form when you report your taxes.

Kaitlyn Brown

What Does “Six Figures” Mean and How Can You Earn It?
Personal Finance

What Does “Six Figures” Mean and How Can You Earn It?

The term “six figures” refers to an annual salary that falls between $100,000 to $999,999. Read on to learn how to earn six figures with or without a degree.

Kaitlyn Brown

What Happens If You Don’t Use Your Credit Card?
Credit Cards

What Happens If You Don’t Use Your Credit Card?

If you don’t use your credit card, your issuer may close your account or lower your credit limit. It may also negatively impact your credit.

Kaitlyn Brown

Why Are My Credit Scores Different?
Credit Score

Why Are My Credit Scores Different?

Credit reporting agencies may use different scoring models or report on different dates, which will make your score different. Learn more here.

Kaitlyn Brown

When to Get Another Credit Card (If Ever)
top-five-post

When to Get Another Credit Card (If Ever)

Wondering if it's time to add another credit card to your wallet? Before you apply, consider these five factors that could make all the difference.

Kaitlyn Brown

What’s a Credit Lawyer, and Do I Need One?
credit repair

What’s a Credit Lawyer, and Do I Need One?

If you need to repair your credit, a credit lawyer or credit repair company are two tools that can help if you don’t want to fix your credit yourself.

Kaitlyn Brown