Kaitlyn Brown

Kaitlyn Brown

Kaitlyn Brown is a contributing writer for Credit.com with a focus on using credit education to empower readers to proactively manage their finances. Kaitlyn has been a professional editor and writer for five years, and has worked in the finance industry since 2020. With a background in the interdisciplinary humanities and editing, Kaitlyn hopes to make finance a more accessible industry for all consumers. When she's not writing and reviewing content for Credit.com, Kaitlyn enjoys watching movies and memorizing lyrics to Taylor Swift songs.

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All of Kaitlyn's posts
How to Refinance With Bad Credit
mortgages

How to Refinance With Bad Credit

If you’d like to learn how to refinance with bad credit, it helps to know your refinancing options. Refi programs can be great for low-credit applicants.

Kaitlyn Brown

What Is Penalty APR? + How to Avoid It
Credit 101

What Is Penalty APR? + How to Avoid It

A penalty annual percentage rate (APR) is a heightened interest rate that can be issued if a person misuses their credit card—especially if done often.

Kaitlyn Brown

How Much Car Can I Afford?
Auto Loans

How Much Car Can I Afford?

Interested in purchasing a new vehicle but not sure how much you can afford? Read on to learn how to calculate your auto budget and your purchase options.

Kaitlyn Brown

How Do Credit Card Miles Work?
Credit Cards

How Do Credit Card Miles Work?

Discover how credit card miles work and learn how to effectively earn and redeem credit card miles to maximize your benefits.

Kaitlyn Brown

How to Get a Loan With No Credit History
loans

How to Get a Loan With No Credit History

If you lack credit history, read on to discover how to get a loan with no credit. Options include no-credit-check loans, secured loans, 401(k) loans and more.

Kaitlyn Brown

Is a 680 Credit Score Good or Bad? What You Should Know
Credit 101

Is a 680 Credit Score Good or Bad? What You Should Know

A 680 credit score is considered "good” according to FICO and can get you approved for credit cards and loans. A higher score can get you better interest rates.

Kaitlyn Brown

When Was the Credit Score Invented?
Credit 101

When Was the Credit Score Invented?

Explore the origins and evolution of credit scores. Learn why they were invented, issues with modern scoring, and insights into the future of credit scores.

Kaitlyn Brown

Why Is SYNCB/PPC on My Credit Report and What Is It?
credit reports

Why Is SYNCB/PPC on My Credit Report and What Is It?

SYNCB/PPC is an acronym for Synchrony Bank/PayPal Credit, and it may show up on your credit report. If it’s an error, follow these steps to dispute it.

Kaitlyn Brown

How to Use the “Cash Stuffing” Envelope Budget System
Budgeting

How to Use the “Cash Stuffing” Envelope Budget System

Also known as “cash stuffing,” the cash envelope system helps you keep track of your spending by using labeled envelopes with cash for monthly expenses.

Kaitlyn Brown

Simple Savings Calculator
Personal Finance

Simple Savings Calculator

Use our free savings calculator to see how your money can make you money over time. It calculates interest rates, monthly contributions, and more!

Kaitlyn Brown