Mackenzie Halversen

Mackenzie Halversen

Mackenzie Halversen has been writing about finance and credit repair since 2021. She started by focusing on educating about credit repair, and then began incorporating further broader financial topics as time went on. In addition to reviewing and writing content for Credit.com, Mackenzie enjoys reading and sipping tea in the mornings.

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All of Mackenzie's posts
Will Adding an Authorized User Hurt My Credit?
Credit Cards

Will Adding an Authorized User Hurt My Credit?

Learn more about what an authorized user is and if becoming one or adding one to your credit card account will have an impact on your credit score.

Mackenzie Halversen

Can You Buy Your Own Debt?
spotlight-post

Can You Buy Your Own Debt?

Old debts are sold for pennies on the dollar. Find out if you can buy your own debt for a fraction of what you owe to save yourself money.

Mackenzie Halversen

Can You Pay a Loan with a Credit Card? It Depends …
Credit Cards

Can You Pay a Loan with a Credit Card? It Depends …

Discover how to pay off a loan with a credit card, the pros and cons, and which loans are eligible in this step-by-step guide.

Mackenzie Halversen

How to Unfreeze Credit with All Three Major Credit Bureaus
credit repair

How to Unfreeze Credit with All Three Major Credit Bureaus

Contact Equifax, Experian, or TransUnion online, by phone, or by mail to unfreeze your credit. Learn the processes for each bureau in this step-by-step guide.

Mackenzie Halversen

Does Closing a Credit Card Affect Your Credit Score?
Credit Score

Does Closing a Credit Card Affect Your Credit Score?

It may seem like a good idea to close a credit card you don't use, but it can actually hurt your credit. Find out when it's a good idea to close an account and when it's better to leave it open.

Mackenzie Halversen

How to Dispute Collections: 3 Steps to Protect Your Credit
credit repair

How to Dispute Collections: 3 Steps to Protect Your Credit

To dispute collections, you'll need to request debt validation, send a dispute letter with supporting evidence to the credit bureaus, and get verification.

Mackenzie Halversen

What Is a Personal Loan? How It Works
Personal Loans

What Is a Personal Loan? How It Works

A personal loan is money borrowed that can be used for virtually any purpose, from home remodels to luxury vacations. Learn how personal loans can work for you.

Mackenzie Halversen

What Is a Judgment and How Can It Affect You?
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What Is a Judgment and How Can It Affect You?

Learn more about what a judgment is, how it works, and what the different types of judgments are. Find out how a judgment may impact your credit score.

Mackenzie Halversen

Average Electric Bill by State [2023]
Personal Finance

Average Electric Bill by State [2023]

The average electric bill is $137 per month, with residents consuming an average of 907 kWh of energy. Read on to discover the average electric bill by state.

Mackenzie Halversen