Mackenzie Halversen

Mackenzie Halversen

Mackenzie Halversen has been writing about finance and credit repair since 2021. She started by focusing on educating about credit repair, and then began incorporating further broader financial topics as time went on. In addition to reviewing and writing content for Credit.com, Mackenzie enjoys reading and sipping tea in the mornings.

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All of Mackenzie's posts
Why Is Credit Important? 10 Reasons You Need a Good Score
credit repair

Why Is Credit Important? 10 Reasons You Need a Good Score

Credit is important for securing loans, mortgages, credit cards, and more. A good credit score shows lenders that you’re responsible and pay bills on time.

Mackenzie Halversen

How to Perform a Soft Credit Check and See Your Credit Score
Credit Score

How to Perform a Soft Credit Check and See Your Credit Score

Soft credit checks don't have an impact on your credit score, but they can have a big impact on how you manage your credit. Find out more.

Mackenzie Halversen

What Is a 609 Letter?
credit repair

What Is a 609 Letter?

Find out what a 609 letter is, how to write a 609 dispute letter, and how taking this step can help remove inaccurate, negative details from your credit report.

Mackenzie Halversen

The True Cost of Owning a Dog or Cat
Budgeting

The True Cost of Owning a Dog or Cat

Find out how much it really costs to have a dog or cat and how much you can expect to pay per year on pet costs. Learn tips for reducing these annual expenses.

Mackenzie Halversen

How Does an Eviction Affect Your Credit?
credit reports

How Does an Eviction Affect Your Credit?

Find out more about evictions, if having an eviction can impact your credit score or prevent you from renting in the future, and tenant rights.

Mackenzie Halversen

What Is a Cashier’s Check? Benefits and How to Get One
Personal Finance

What Is a Cashier’s Check? Benefits and How to Get One

What is a cashier's check, and how do you get one? In this comprehensive guide, you get the process, costs, alternatives, and more to secure your financial transactions.

Mackenzie Halversen

What Is a Hard Inquiry and How Does It Impact Your Credit?
credit reports

What Is a Hard Inquiry and How Does It Impact Your Credit?

Hard inquiries are a factor that significantly impacts your credit. Keep reading to learn more about hard inquiries and how they may affect you.

Mackenzie Halversen

What Is a 1099-C Cancellation of Debt Form?
taxes

What Is a 1099-C Cancellation of Debt Form?

You may need to file the 1099-C form if you have canceled debts. Find out when you need this form and how to file it.

Mackenzie Halversen

Flex Modification Program (FMP): How It Works
mortgages

Flex Modification Program (FMP): How It Works

Discover how the Flex Modification Program by Fannie Mae and Freddie Mac provides struggling borrowers with mortgage relief and helps preserve homeownership.

Mackenzie Halversen