Mackenzie Halversen

Mackenzie Halversen

Mackenzie Halversen has been writing about finance and credit repair since 2021. She started by focusing on educating about credit repair, and then began incorporating further broader financial topics as time went on. In addition to reviewing and writing content for Credit.com, Mackenzie enjoys reading and sipping tea in the mornings.

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All of Mackenzie's posts
How Are Bonuses Taxed? Bonus Tax Rate 2023
taxes

How Are Bonuses Taxed? Bonus Tax Rate 2023

Bonuses are taxed in the same way “supplemental wages” are from the IRS, which is a flat 22%. Learn more about how these taxes work here.

Mackenzie Halversen

Why Did My Credit Score Drop?
Credit Score

Why Did My Credit Score Drop?

Your credit score may have dropped for a number of reasons, including if you applied for a new card or line of credit or were late on payments.

Mackenzie Halversen

How Renting Can Impact Your Credit
credit reports

How Renting Can Impact Your Credit

When you rent a home or apartment, your credit is affected in a number of ways. Let's take a look at what you can expect when you’re looking to rent.

Mackenzie Halversen

What Is the Difference Between Chapter 7, 11, and 13 Bankruptcies?
Managing Debt

What Is the Difference Between Chapter 7, 11, and 13 Bankruptcies?

Do you know what type of bankruptcy might be right for you, if any? Discover the differences between chapter 7, 11, and 13 when it comes to bankruptcy.

Mackenzie Halversen

How to Write a Credit Dispute Letter
credit repair

How to Write a Credit Dispute Letter

Credit dispute letters are an important tool for consumers. Find out how they can help you repair your credit in certain cases.

Mackenzie Halversen

57+ Must-know Retirement Statistics [2023]
investing

57+ Must-know Retirement Statistics [2023]

This article explores 57 must-know retirement statistics related to age, gender, race, Social Security, and savings.

Mackenzie Halversen

What to Know About Credit Utilization
Credit 101

What to Know About Credit Utilization

Learn about credit utilization and how it impacts your credit. Find out what steps to take to lower your credit utilization ratio and raise your credit score.

Mackenzie Halversen

31+ credit score statistics and facts in 2023
Credit Score

31+ credit score statistics and facts in 2023

In 2022 the national average FICO credit score is 716, while the average VantageScore is 697. Read on to learn more credit score statistics and facts.

Mackenzie Halversen

5 Things Smart People Do to Build Credit in 3 Months
Credit Score

5 Things Smart People Do to Build Credit in 3 Months

Find out what steps you can take to raise your credit score in just three months and how developing good financial habits can help you boost your score.

Mackenzie Halversen