Mackenzie Halversen

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Mackenzie Halversen has been writing about finance and credit repair since 2021. She started by focusing on educating about credit repair, and then began incorporating further broader financial topics as time went on. In addition to reviewing and writing content for Credit.com, Mackenzie enjoys reading and sipping tea in the mornings.

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What Does Your Credit Score Start at?
What Does Your Credit Score Start at?
When using credit, you begin to establish a credit score but you ... read more

May 10, 2023

Credit Score

How Renting Can Impact Your Credit
Renting a home, apartment or town house can affect your credit in... read more

May 9, 2023

Credit Reports

What Is the Difference Between Chapter 7, 11, and 13 Bankruptcies?
If you decide to file for bankruptcy, you must next decide which ... read more

May 3, 2023

Managing Debt

57+ Must-know Retirement Statistics [2023]
This article explores 57 must-know retirement statistics related ... read more

April 11, 2023

Investing

Credit scoring is a mystery to many people, and for good reason. It’s not easy to understand the grading process or which factors matter most.
What to Know About Credit Utilization
Learn about credit utilization and how it impacts your credit. Fi... read more

April 11, 2023

Credit 101

31+ credit score statistics and facts in 2023
31+ credit score statistics and facts in 2023
In 2022 the national average FICO credit score is 716, while the ... read more

April 11, 2023

Credit Score