Michael Bovee

Michael Bovee

Michael Bovee has been assisting people with debt and credit concerns since 1994. He's a founder of Consumer Recovery Network, a free self-help online guide for people who are seeking debt and credit education and active discussions where people help people resolve personal financial setbacks.

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All of Michael's posts
What Happens to Your Unpaid Debt
Managing Debt

What Happens to Your Unpaid Debt

If you default on your payments, your account could be sent to collections. Here's what you need to know about what happens to your unpaid debt.

Michael Bovee

How to Challenge a Debt Collector & Win
Managing Debt

How to Challenge a Debt Collector & Win

Is a debt collector suing you in court? It's not necessarily a lost cause. Here are some tips that can help turn things in your favor.

Michael Bovee

3 Things You Need When Negotiating With a Debt Collector
settle debt

3 Things You Need When Negotiating With a Debt Collector

So you’re looking to negotiate a settlement or a payment plan with a debt collector? Here are the critical things you need in order to do that.

Michael Bovee

4 Ways Debt Collectors Get You to Pay
Managing Debt

4 Ways Debt Collectors Get You to Pay

Debt collectors have a fairly limited set of tools at their disposal when trying to get you to pay legitimate debts, but here are some of the ways that work.

Michael Bovee

A New Debt Collection Law: What It Means for You
Managing Debt

A New Debt Collection Law: What It Means for You

People struggling with unpaid bills in California have a new debt collection law that offers more consumer support. Here's what that means for you.

Michael Bovee

How to Figure Out Who Your Debt Collector Is
Managing Debt

How to Figure Out Who Your Debt Collector Is

Unpaid bills do not just disappear after your bank stops trying to collect. Here's how to find out the legitimate debt collector after it's been passed along.

Michael Bovee

6 Important Things You Need to Know About Debt Collectors
Managing Debt

6 Important Things You Need to Know About Debt Collectors

If debt collectors are contacting you and you want to resolve the debt, you need a plan. You also need to know that not all debt collectors are the same.

Michael Bovee