Nikkita Walker

Nikkita Walker

Nikkita Walker is a contributing writer for Credit.com, specializing in topics on budgeting and managing credit. Nikkita has been a professional writer for over seven years, and has worked in the finance industry since 2019. Nikkita graduated from Brigham Young University with a BA in English and a minor in Sociocultural Anthropology. When she isn’t researching recent developments in the financial world, you can find Nikkita reading a Terry Pratchett. (Making Money of course.)

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All of Nikkita's posts
Navigating Debt Settlement
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Navigating Debt Settlement

Debt settlement can be a lifeline, but it's important to understand the ins and outs.

Nikkita Walker

Why Your Credit Score Isn't Going Up
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Why Your Credit Score Isn't Going Up

Waiting for your score to change? There are a few reasons why this hasn't happened yet.

Nikkita Walker

Understanding Common Types of Debt and How to Avoid Growing Debt
Managing Debt

Understanding Common Types of Debt and How to Avoid Growing Debt

Going into debt can have serious ramifications on your financial health and your personal wellbeing. Here are common types of debt.

Nikkita Walker

8 Tips for Getting a Lower Loan Rate
loans

8 Tips for Getting a Lower Loan Rate

Higher rates make it harder to pay off loans. Here are strategies for paying lower interest rates on a loan that may ease the burden.

Nikkita Walker

Do Authorized Users Build Credit? (Yes!)
credit

Do Authorized Users Build Credit? (Yes!)

What does authorized user credit mean? \Learn more about how it works and how to get started with it properly.

Nikkita Walker

Why Your Credit Score Dropped After You Made a Big Purchase (And How to Fix It)
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Why Your Credit Score Dropped After You Made a Big Purchase (And How to Fix It)

There are some purchases that have a bigger effect on your finances than others, like a home or car. Learn how you can help build your credit up after making a big purchase.

Nikkita Walker

How to Clean Up Your Credit Report: 7 Tips
credit repair

How to Clean Up Your Credit Report: 7 Tips

Wondering how to clean up your credit report? Don't worry--we've got you covered. Keep reading to learn more.

Nikkita Walker

Can You Buy a Car With a Credit Card?
Personal Finance

Can You Buy a Car With a Credit Card?

Before you use your credit card to charge the cost of a new car, consider these alternative financing options.

Nikkita Walker