Nikkita Walker

Nikkita Walker

Nikkita Walker is a contributing writer for Credit.com, specializing in topics on budgeting and managing credit. Nikkita has been a professional writer for over seven years, and has worked in the finance industry since 2019. Nikkita graduated from Brigham Young University with a BA in English and a minor in Sociocultural Anthropology. When she isn’t researching recent developments in the financial world, you can find Nikkita reading a Terry Pratchett. (Making Money of course.)

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All of Nikkita's posts
Paying Off Your Credit Card With a Personal Loan: Pros and Cons
top-five-post

Paying Off Your Credit Card With a Personal Loan: Pros and Cons

Paying off a credit card with a personal loan can help you pay down your debt with lower interest, but watch out for other fees.

Nikkita Walker

How to Remove a Cosigner From a Car Loan and Title
top-five-post

How to Remove a Cosigner From a Car Loan and Title

To remove a cosigner from a car loan and title, you typically need to refinance the loan solely in your name.

Nikkita Walker

Getting Your First Credit Card: What You Need to Know
Credit Cards

Getting Your First Credit Card: What You Need to Know

With so many credit cards on the market, getting your first card can be overwhelming. What type of card do you need?

Nikkita Walker

What Is a Nest Egg and What Are the Best Ways to Save?
Personal Finance

What Is a Nest Egg and What Are the Best Ways to Save?

A nest egg is any amount of money you save for a specific purpose in the future. The key to growing your nest egg is regularly contributing to it.

Nikkita Walker

How Medical Debt Can Impact Your Credit Score
Credit Score

How Medical Debt Can Impact Your Credit Score

Medical debt can impact your credit score in a few unique ways.

Nikkita Walker

Tax Credits vs. Tax Deductions: What’s the Difference?
Taxes

Tax Credits vs. Tax Deductions: What’s the Difference?

Before you file a tax return, you need to know the difference between a tax credit vs. a deduction. Here’s how to tell these two tax terms apart.

Nikkita Walker

Will a Cosigner Be on the Title of a Vehicle?
Auto Loans

Will a Cosigner Be on the Title of a Vehicle?

In most cases, cosigners are not listed on the title unless they are also listed as co-owners of the vehicle.

Nikkita Walker

How to Use Your Tax Return to Build Credit
taxes

How to Use Your Tax Return to Build Credit

Getting a big tax refund this year? Get some tips for using your tax refund to build credit or take other responsible financial actions.

Nikkita Walker

Can I Fix My Credit in a Week?
credit repair

Can I Fix My Credit in a Week?

Can you fix your credit score in a week? Probably not. But don't give up - it is possible to fix and improve your credit faster.

Nikkita Walker