Nikkita Walker

Nikkita Walker

Nikkita Walker is a contributing writer for Credit.com, specializing in topics on budgeting and managing credit. Nikkita has been a professional writer for over seven years, and has worked in the finance industry since 2019. Nikkita graduated from Brigham Young University with a BA in English and a minor in Sociocultural Anthropology. When she isn’t researching recent developments in the financial world, you can find Nikkita reading a Terry Pratchett. (Making Money of course.)

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All of Nikkita's posts
How to Transfer a Car Loan to Another Person
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How to Transfer a Car Loan to Another Person

Learn how to transfer a car loan to someone else, such as a family member. Discover the process and how to get a car loan out of your name.

Nikkita Walker

How to Improve Your Credit Age
credit reports

How to Improve Your Credit Age

Considering closing an old account or applying for a new credit card? Before you do, find out how to improve credit age with these 5 expert tips.

Nikkita Walker

Lexington Law Firm: Pros and cons | Credit repair in 2025
credit repair

Lexington Law Firm: Pros and cons | Credit repair in 2025

Discover the pros and cons of working with Lexington Law Firm, and learn why customers across the nation have trusted the firm for 20+ years.

Nikkita Walker

Does Your Old Debt Have an Expiration Date?
Managing Debt

Does Your Old Debt Have an Expiration Date?

Wondering if your old debt has an expiration date? There are limits on how long creditors can pursue debt. Learn about the statute of limitations.

Nikkita Walker

Credit Card Debt Forgiveness: What You Need to Know
loans

Credit Card Debt Forgiveness: What You Need to Know

Credit card debt forgiveness, also known as debt settlement, involves negotiating with creditors to reduce the amount owed on your credit card balances.

Nikkita Walker

What Happens to the Merchant When You Dispute a Charge?
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What Happens to the Merchant When You Dispute a Charge?

Here's what happens to the merchant when you dispute a charge: chargeback fees, revenue loss, and potential legal battles. Learn more about the process.

Nikkita Walker

How to get out of debt: 5 impactful tips
settle debt

How to get out of debt: 5 impactful tips

Learn how to get out of debt and gradually improve your credit over time. We’ll share DIY debt relief options like the snowball and avalanche methods.

Nikkita Walker

How Do Credit Repair Companies Work?
lexington law

How Do Credit Repair Companies Work?

A reputable credit repair company helps you understand your credit report and provides guidance on how to improve your credit score.

Nikkita Walker

14 Tips to Improve Your Credit Score Faster
credit repair

14 Tips to Improve Your Credit Score Faster

There are many ways to improve your credit score fast, like getting a secured credit card, disputing errors, and fixing late payments. Learn more ways here.

Nikkita Walker

Term vs. Whole Life Insurance: Pros and Cons
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Term vs. Whole Life Insurance: Pros and Cons

Understanding the pros and cons of term versus whole life insurance can help you make a decision that aligns with your financial goals and family.

Nikkita Walker