Nikkita Walker

Nikkita Walker

Nikkita Walker is a contributing writer for Credit.com, specializing in topics on budgeting and managing credit. Nikkita has been a professional writer for over seven years, and has worked in the finance industry since 2019. Nikkita graduated from Brigham Young University with a BA in English and a minor in Sociocultural Anthropology. When she isn’t researching recent developments in the financial world, you can find Nikkita reading a Terry Pratchett. (Making Money of course.)

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All of Nikkita's posts
How to Build Credit: 12 Tips to help Improve Your Score
credit score

How to Build Credit: 12 Tips to help Improve Your Score

By learning ways to build credit, you will not only improve your financial health, but it can reduce your stress around finances as well.

Nikkita Walker

What To Do If You Were Incorrectly Sent to Collections
credit repair

What To Do If You Were Incorrectly Sent to Collections

Learn exactly what you should do if you were incorrectly sent to collections, how to handle situations where you weren't even notified, and how to safeguard your credit.

Nikkita Walker

Will My Credit Recover After Bankruptcy?
Managing Debt

Will My Credit Recover After Bankruptcy?

Have you recently filed for bankruptcy? It's probably hurt your credit score. Don't worry--we have tips on rebuilding credit after bankruptcy.

Nikkita Walker

How to Pay Off Debt Fast with Low Income (10 Steps)
loans

How to Pay Off Debt Fast with Low Income (10 Steps)

Take control of your financial well-being and achieve debt relief by practicing these 10 actionable steps on how to pay off debt fast with low income.

Nikkita Walker

Statute of Limitations on Debt Collection by State
Managing Debt

Statute of Limitations on Debt Collection by State

In this article, we’ll break down what the statute of limitations means, why it matters, and how it differs across the United States.

Nikkita Walker

The Average Cost of Home Insurance in 2025
Insurance

The Average Cost of Home Insurance in 2025

The average cost of homeowners insurance in the U.S. is $1,424 annually and roughly $118 monthly. Learn more about what factors affect home insurance here.

Nikkita Walker

How to Get Something Off Your Credit Report
credit repair

How to Get Something Off Your Credit Report

Find out how to get something off your credit report and even how to work with creditors to possibly remove accurate negative data.

Nikkita Walker

What Is the Average Used Car Loan Rate?
top-five-post

What Is the Average Used Car Loan Rate?

Are you considering buying a used car? Learn more about used car loan rates, where to find a lender and how to obtain the best interest rates possible.

Nikkita Walker

The Truth about Credit Repair
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The Truth about Credit Repair

Is credit repair worth it? Find out if credit repair services are legitimate or not, how they work and how to find a reputable company to work with.

Nikkita Walker

A Guide to Budgeting for Insurance
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A Guide to Budgeting for Insurance

Insurance can be a huge drain on your wallet. Find out how to budget for insurance without giving up your lifestyle.

Nikkita Walker