Nikkita Walker

Nikkita Walker

Nikkita Walker is a contributing writer for Credit.com, specializing in topics on budgeting and managing credit. Nikkita has been a professional writer for over seven years, and has worked in the finance industry since 2019. Nikkita graduated from Brigham Young University with a BA in English and a minor in Sociocultural Anthropology. When she isn’t researching recent developments in the financial world, you can find Nikkita reading a Terry Pratchett. (Making Money of course.)

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All of Nikkita's posts
Who Are the Major Credit Reporting Agencies?
credit reports

Who Are the Major Credit Reporting Agencies?

Learn more about the three major credit reporting agencies. Find out what types of information these agencies collect and how this data affects your credit.

Nikkita Walker

Lexington Law Firm Credit Repair Review [2025]
credit repair

Lexington Law Firm Credit Repair Review [2025]

Curious about Lexington Law Firm's credit repair services? Read our review to find out if they're worth it.

Nikkita Walker

Average Cost of Car Insurance in 2025: What to Expect and How to Save
Insurance

Average Cost of Car Insurance in 2025: What to Expect and How to Save

As of April 2025, the average cost of car insurance in the U.S. is around $2,685 per year. Read on to learn more.

Nikkita Walker

How to Remove Collection Accounts from Your Credit Reports
credit reports

How to Remove Collection Accounts from Your Credit Reports

Collections can be a huge drag on your credit score. Find out how you can get collections removed from your credit reports.

Nikkita Walker

CreditRepair.com Credit Repair Services Review [2025]
credit repair

CreditRepair.com Credit Repair Services Review [2025]

CreditRepair.com is a cost-effective option for professional credit repair services. They offer a great online portal for tracking your credit repair progress.

Nikkita Walker

6 Smart Ways to Build Credit (And 5 Dumb Mistakes to Avoid)
credit reports

6 Smart Ways to Build Credit (And 5 Dumb Mistakes to Avoid)

Building credit smartly doesn’t require more than an understanding of how credit works and using consistent strategies.

Nikkita Walker

Experian Credit Score vs. FICO Score: What’s the Difference and Why It Matters
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Experian Credit Score vs. FICO Score: What’s the Difference and Why It Matters

You may see a different credit score on Experian or FICO, depending on what credit scoring model is being used to calculate your score in each location.

Nikkita Walker

What Does Your Credit Score Start at?
Credit Score

What Does Your Credit Score Start at?

When using credit, you begin to establish a credit score but you may wonder—what does your credit score start at? Hint: It isn't zero. Read on to find out.

Nikkita Walker