How to Maintain and Improve Your Credit Score Before and After Retirement
November 15, 2024
Nikkita Walker is a contributing writer for Credit.com, specializing in topics on budgeting and managing credit. Nikkita has been a professional writer for over seven years, and has worked in the finance industry since 2019. Nikkita graduated from Brigham Young University with a BA in English and a minor in Sociocultural Anthropology. When she isn’t researching recent developments in the financial world, you can find Nikkita reading a Terry Pratchett. (Making Money of course.)
When you retire, you want to have as much financial freedom as possible. Unfortunately, bad credit can get in the way if you’re not careful.
Yes, it is possible to pay off a credit card with another credit card, but it’s not as straightforward as simply transferring funds from one card to another.
In most cases, credit bureaus have 30 days after receiving your dispute to investigate it. However, if you've already received your yearly free credit report, this period expands to 45 days.
The key difference between a personal loan vs. credit card is that personal loans offer a lump sum of money, while credit cards provide revolving credit.
Credit card fraud occurs when an unauthorized user makes purchases with your credit card or uses your information to open new accounts. Learn more here.
Can a cosigner take you to court? Read on to learn why this may occur, the potential consequences, and alternatives to legal action.
Wondering what you should use your credit card for? We'll tell you eight smart purchases you can make to build your credit and earn cash back rewards.
Unfortunately, there are a lot of different reasons you could be rejected for a new line of credit that extend beyond how good or bad your credit score is.
There’s no timeline for how long before debt collectors sue, but they do follow a statute of limitations. Learn more about when they can sue and your rights.
