Nikkita Walker

Nikkita Walker

Nikkita Walker is a contributing writer for Credit.com, specializing in topics on budgeting and managing credit. Nikkita has been a professional writer for over seven years, and has worked in the finance industry since 2019. Nikkita graduated from Brigham Young University with a BA in English and a minor in Sociocultural Anthropology. When she isn’t researching recent developments in the financial world, you can find Nikkita reading a Terry Pratchett. (Making Money of course.)

Credit Tools

Credit report card

Free credit score and credit report snapshot

Get your free score

Calculators

Tools to help you take control of your financial goals

Calculate your savings

Free credit repair assessment

Ensure you have an accurate credit report

Learn more
All of Nikkita's posts
How to Remove an Ex-Spouse from Your Credit Report
Credit 101

How to Remove an Ex-Spouse from Your Credit Report

Learn how to remove an ex-spouse from your credit report and safeguard your finances post-divorce. Follow these tips to separate credit and rebuild your score.

Nikkita Walker

Is buying a house with a sibling a good idea? 5 steps for success
mortgages

Is buying a house with a sibling a good idea? 5 steps for success

Thinking about buying a house with a sibling? Learn key steps for a smooth co-ownership experience, including financial planning and communication strategies.

Nikkita Walker

Shopping for Loans from Digital Lenders: A Comprehensive Guide
loans

Shopping for Loans from Digital Lenders: A Comprehensive Guide

What's the difference between digital lenders and traditional lenders, and is one better than the other? Here's an introduction to what you should know about digital loans.

Nikkita Walker

Do Employers Check Your Credit? A Guide for Applicants
Credit 101

Do Employers Check Your Credit? A Guide for Applicants

Some companies require credit checks as part of the hiring process. Find out why employers check your credit and learn what you can do to prepare.

Nikkita Walker

How to Remove Collections from Your Credit Report
Credit 101

How to Remove Collections from Your Credit Report

Learning how to remove collections from your credit report can help you clean up your credit history and open better financial doors in the future.

Nikkita Walker

10 Unexpected Benefits of a Good Credit Score
credit

10 Unexpected Benefits of a Good Credit Score

Beyond the obvious perks of securing loans and better interest rates, a good credit score can actually open doors to a lot of unexpected benefits.

Nikkita Walker

9 Easy Ways to Raise Your Credit Score in 2024
Maintaining credit score

9 Easy Ways to Raise Your Credit Score in 2024

Improving your credit score doesn’t require becoming an expert. Here are 9 easy ways to get you started, listed in order from easiest to most difficult.

Nikkita Walker

How Much Can a Car Repossession Hurt Your Credit Score?
Auto Loans

How Much Can a Car Repossession Hurt Your Credit Score?

How much will a car repossession hurt my credit score? It’s a common question, but the answer depends on your situation. Learn how a repo impacts your credit.

Nikkita Walker

Ways a Car Loan Can Increase Your Credit Score
Maintaining credit score

Ways a Car Loan Can Increase Your Credit Score

Do car payments build credit? It depends on how you use them. Discover the positive and negative aspects of auto loans as they relate to your credit history.

Nikkita Walker