Scott Sheldon

Scott Sheldon

Scott Sheldon is a senior loan officer and consumer advocate in Santa Rosa, California. His work has appeared in Yahoo! Homes, CNN Money, MarketWatch and The Wall Street Journal. Connect with him at Sonoma County Mortgages.

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All of Scott's posts
5 Things to Know About Mortgage Loans and Bad Credit
mortgages

5 Things to Know About Mortgage Loans and Bad Credit

Is it possible to get a mortgage loan with bad credit? It could be. Here are 5 things to know.

Scott Sheldon

The FHA Back to Work Program and The Best Mortgage Resources for Homeowners
mortgages

The FHA Back to Work Program and The Best Mortgage Resources for Homeowners

When it was active, the FHA Back to Work Program offered homeowners an expedited second chance to buy another family home. Find out more.

Scott Sheldon

How to Determine Your House Payment: The Quick Formula
mortgages

How to Determine Your House Payment: The Quick Formula

Being able to quickly assess the house payment is crucial for key decision-making, and there's an easier way to calculate it using simple math.

Scott Sheldon

Here's What You Need to Know About Getting a Mortgage With 'Paper Losses'
mortgages

Here's What You Need to Know About Getting a Mortgage With 'Paper Losses'

If your tax returns show a net loss, you may have a tough time getting a mortgage. Here's what you need to know.

Scott Sheldon

How to Write an Undeniable Offer Letter for Your Dream Home
mortgages

How to Write an Undeniable Offer Letter for Your Dream Home

Want to make sure you get the home you love? Open up with a heartfelt letter to the seller.

Scott Sheldon

5 Ways to Find Extra Money for a Down Payment
mortgages

5 Ways to Find Extra Money for a Down Payment

Here are some ways you can you can find extra money for a down payment.

Scott Sheldon

How to Get a Loan for a Manufactured Home
mortgages

How to Get a Loan for a Manufactured Home

If you're looking to purchase a manufactured home, or if you already own one and want to refinance, here are some things to keep in mind.

Scott Sheldon

The 4 Things That Will Guarantee You Get a Mortgage
mortgages

The 4 Things That Will Guarantee You Get a Mortgage

There are four things mortgage lenders look at when deciding to guarantee a mortgage, and having a balance of each will score you better terms.

Scott Sheldon

Can Rental Income Help Me Get a Mortgage?
mortgages

Can Rental Income Help Me Get a Mortgage?

Some mortgage companies will give you the benefit of fair-market rents when you purchase a property with the intention of renting it out.

Scott Sheldon

Is That Refinancing Offer You Got in the Mail a Good Deal?
mortgages

Is That Refinancing Offer You Got in the Mail a Good Deal?

Here’s what to consider before investing in a direct-mail offer like this one.

Scott Sheldon