Tom Quinn

Tom Quinn

Tom Quinn is Vice President of Scores at FICO (Fair Isaac), and has more than 25 years of experience in the credit industry with previous positions at FICO, Nomis Solutions, MDS (now known as Experian) and Citibank.

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All of Tom's posts
Can Your Credit Score Save You Money on a New Car?
credit score

Can Your Credit Score Save You Money on a New Car?

If you are considering financing a car in the near future, doing your homework upfront on your credit score can potentially save you hundreds of dollars.

Tom Quinn

Credit Q&A: Does Interest Rate Affect Your Credit Score?
credit score

Credit Q&A: Does Interest Rate Affect Your Credit Score?

If you pay off a credit card with another credit card that has a lower interest rate, will it lower your credit score?

Tom Quinn

Credit Score Q&A: Satisfied Judgments and Credit Scores
credit score

Credit Score Q&A: Satisfied Judgments and Credit Scores

If you have a judgment on your credit report, should you pay down (or completely pay off) the account in question to increase your credit score?

Tom Quinn

Credit Score Don't: Signing an Apartment Lease on Behalf of Someone Else
credit score

Credit Score Don't: Signing an Apartment Lease on Behalf of Someone Else

A reader writes in for help regarding a challenging situation---a family member needs a favor, but one that can potentially hurt her credit score.

Tom Quinn

Getting a Divorce? Here's How to Protect Your Credit
credit report

Getting a Divorce? Here's How to Protect Your Credit

In a divorce, decisions regarding personal finances—including your credit—need to be addressed with care and rational thought.

Tom Quinn

Class Action Lawsuit Against Experian Regarding Credit Scores
Credit Score

Class Action Lawsuit Against Experian Regarding Credit Scores

Class Action Lawsuit Against Experian Regarding Credit Scores

Tom Quinn

Credit Score Reason Codes: What They Mean and Why You Should Care
Credit Score

Credit Score Reason Codes: What They Mean and Why You Should Care

Credit Score Reason Codes: What They Mean and Why You Should Care

Tom Quinn