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How Does Debt Consolidation Work?

Find out everything you need to know to forge a path to financial freedom. Explore how debt consolidation works, its impact on your credit, and alternative options.

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How Does Debt Consolidation Work?
Managing Debt

How Does Debt Consolidation Work?

Find out everything you need to know to forge a path to financial freedom. Explore how debt consolidation works, its impact on your credit, and alternative options.

Nikkita Walker

Should I Pay Off My Credit Card in Full or Leave a Small Balance?
Credit Cards

Should I Pay Off My Credit Card in Full or Leave a Small Balance?

Paying off your credit card can boost your credit score and save you money on interest. Learn why it matters and how to manage your balance wisely.

Nikkita Walker

An Inside Look at Americans' Average Savings by Age
Budgeting

An Inside Look at Americans' Average Savings by Age

Do you have enough savings? Explore average savings by age and discover how your retirement savings compare to other Americans.

Nikkita Walker

How to Write a Hardship Letter: Free Template + 8 Tips
Managing Debt

How to Write a Hardship Letter: Free Template + 8 Tips

Learn how to write a hardship letter with expert tips, a sample, and a free template to effectively communicate your financial struggles to creditors.

Nikkita Walker

What Is the Lowest Credit Score and 5 Steps to Work to Improve It
Credit Score

What Is the Lowest Credit Score and 5 Steps to Work to Improve It

300 is the lowest credit score anyone can have—and that number can drastically impact their finances. Learn how you can improve your score one step at a time.

Nikkita Walker

How to Add Rent and Utilities to Your Credit Report
Rent

How to Add Rent and Utilities to Your Credit Report

Are all of your rent and utility payments shown on your credit report? Learn how to add utilities to credit report results and build better credit.

Nikkita Walker

How to Transfer a Car Loan to Another Person
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How to Transfer a Car Loan to Another Person

Learn how to transfer a car loan to someone else, such as a family member. Discover the process and how to get a car loan out of your name.

Nikkita Walker

How to Improve Your Credit Age
credit reports

How to Improve Your Credit Age

Considering closing an old account or applying for a new credit card? Before you do, find out how to improve credit age with these 5 expert tips.

Nikkita Walker

Lexington Law Firm: Pros and cons | Credit repair in 2025
credit repair

Lexington Law Firm: Pros and cons | Credit repair in 2025

Discover the pros and cons of working with Lexington Law Firm, and learn why customers across the nation have trusted the firm for 20+ years.

Nikkita Walker

Does Your Old Debt Have an Expiration Date?
Managing Debt

Does Your Old Debt Have an Expiration Date?

Wondering if your old debt has an expiration date? There are limits on how long creditors can pursue debt. Learn about the statute of limitations.

Nikkita Walker

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