Best Credit Cards for Holiday Shopping

Personal Finance

Best Credit Cards for Holiday Shopping

Best Credit Cards for Holiday Shopping

Is it ever too soon to start thinking about holiday shopping? By the time the first of December rolls around, it’s time to plan holiday decorating, party hosting and holiday presents. No matter what holiday you celebrate, it’s time to start collecting your loved ones’ holiday wish lists and begin budgeting for those gifts. The... Read More

5 Sticky Utility Bill Problems & What to Do About Them

Personal Finance

5 Sticky Utility Bill Problems & What to Do About Them

5 Sticky Utility Bill Problems & What to Do About Them

The first year I lived in Florida, I was amused by the temperatures that Floridians considered “cold” in winter. But I wasn’t laughing when I got my first January electric bill and discovered just how much it costs to heat a Florida home in the winter. More recently, a leak in the pump of our... Read More

Does Paying Taxes Late Affect Credit?

Taxes

Does Paying Taxes Late Affect Credit?

Does Paying Taxes Late Affect Credit?

It’s a good thing to be punctual, especially when it comes to your finances. Your credit score relies heavily on your payment history, so developing a habit of making on-time payments helps you improve and maintain high credit scores. While tax information isn’t generally reported to credit bureaus, missing the deadline for paying the IRS could result in... Read More

What Happens if You Lie on Your Taxes?

Taxes

What Happens if You Lie on Your Taxes?

What Happens if You Lie on Your Taxes?

According to the IRS, the average tax refund in 2018 was $3,103. When you hear that number and then do your own taxes, you expect your refund to be close to that amount. If it’s not–or worse, you owe money–it can be tempting to fudge the numbers to increase your refund. However, misrepresenting yourself on your... Read More

Tax Breaks for Taking Care of Aging Parents

Taxes

Tax Breaks for Taking Care of Aging Parents

Tax Breaks for Taking Care of Aging Parents

  In 2015, 43.5 million Americans provided unpaid care to an adult or child. Of those caring for a family member, almost half were caring for a parent or parent-in-law. It can be a privilege to get to spend this dedicated time with an older parent. However, it’s also a huge responsibility and takes a... Read More

How Can I Stop Student Loans from Taking My Taxes?

Student Loans

How Can I Stop Student Loans from Taking My Taxes?

How Can I Stop Student Loans from Taking My Taxes?

Federal student loans have some of the most forgiving repayment options. If you can’t make student loan payments because of financial issues, you may be able to pause those loans via a deferment. But if you default on your student loans and you have serious student loan debt, collectors can take numerous actions against you—including taking your tax refund. How Do... Read More

How to Spend Wisely on Black Friday

Personal Finance

How to Spend Wisely on Black Friday

How to Spend Wisely on Black Friday

Black Friday is one of the biggest shopping days of the year. Last year, Black Friday resulted in $6.2 billion in revenue. More than 170 million Americans went shopping over the Black Friday weekend in 2017, and this year the average adult expects to spend about $400. As Black Friday approaches (this year, Black Friday... Read More

Does a Business Loan Affect Personal Credit?

Credit Score

Does a Business Loan Affect Personal Credit?

Does a Business Loan Affect Personal Credit?

When starting your own business, funding can be a big hurdle—in more ways than one. And if you’re not careful, the lines between business credit and personal credit can get blurry. As you start setting up your business accounts, make sure you understand your business financing options and how they may affect you personally. Here’s... Read More

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