How to Dispute Collections: 3 Steps to Protect Your Credit
December 03, 2024
Learn whether debt consolidation can hurt your credit. Explore methods, impacts, and strategies to minimize the risks of debt consolidation.
Learn whether debt consolidation can hurt your credit. Explore methods, impacts, and strategies to minimize the risks of debt consolidation.
To dispute collections, you'll need to request debt validation, send a dispute letter with supporting evidence to the credit bureaus, and get verification.
Dispute errors or negotiate with the lender to remove or update a repossession on your credit report.
A personal loan is money borrowed that can be used for virtually any purpose, from home remodels to luxury vacations. Learn how personal loans can work for you.
Learn more about what a judgment is, how it works, and what the different types of judgments are. Find out how a judgment may impact your credit score.
When you retire, you want to have as much financial freedom as possible. Unfortunately, bad credit can get in the way if you’re not careful.
Yes, it is possible to pay off a credit card with another credit card, but it’s not as straightforward as simply transferring funds from one card to another.
In most cases, credit bureaus have 30 days after receiving your dispute to investigate it. However, if you've already received your yearly free credit report, this period expands to 45 days.
The key difference between a personal loan vs. credit card is that personal loans offer a lump sum of money, while credit cards provide revolving credit.
Credit card fraud occurs when an unauthorized user makes purchases with your credit card or uses your information to open new accounts. Learn more here.
