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Whether you are loyal to only one airline or you tend to go with the best deal, you can make the most of travel rewards with the American Express® Gold Card.
Introduction to the American Express® Gold Card
American Express® Gold Card
- Get the American Express® Gold Card in Limited Edition Rose Gold, only available until 1/9/2019.
- Receive 20% back as a statement credit at U.S. Restaurants within the first 3 months, up to $100 back. Offer available to new Card Members who apply by 1/9/2019.
- Plus, earn 25,000 Membership Rewards® Points after you spend $2,000 on eligible purchases with your new card within the first 3 months.
- Earn 4X Membership Rewards® points at US restaurants. Earn 4X Membership Rewards® points at US supermarkets (on up to $25,000 per year in purchases, then 1X).
- Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
- Earn up to $10 in statement credits monthly when you pay with the Gold Card at participating dining partners. Enrollment required.
- $100 Airline Fee Credit: up to $100 in statement credits per year for incidental fees at one selected airline.
- No Foreign Transaction Fees.
- Annual Fee is $250.
- Terms Apply.
Card Details +
Cardholders will earn three points per dollar on flights booked directly with airlines, two points per dollar spent at US gas stations, US supermarkets and US restaurants, and one point per dollar on other purchases. Points are earned in the Membership Rewards program, which allows you to pay with points through American Express Travel or redeem points for gift cards. In addition, you can receive up to $100 in statement credits each calendar year for incidental air travel fees with a qualified airline, including checked luggage.
This card also offers discounts and perks at properties in The Hotel Collection. When staying two consecutive nights or more, you may be eligible for an upgrade and a $75 hotel credit. You will also earn double Membership Rewards points when you book travel through AmexTravel.com.
Cardholders may access the Personalized Travel Service, which can assist in planning and booking travel, along with the Global Assist Hotline, which can provide emergency referral and coordination assistance if something goes wrong while away from home. This card has an $250, no foreign transaction fees and no interest charges because you pay your balance in full each month.
What’s the Current Welcome Offer?
New applicants earn 25,000 Membership Rewards Points when they spend $2,000 with the American Express® Gold Card within the first three months of opening the account. This offer is only available to those who have never held this card.
Pros & Cons of the American Express® Gold Card
This card offers a variety of travel and shopping benefits. Cardholders may use Premium Roadside Assistance services up to four times a year at no extra cost, including tows up to 10 miles, jumpstarts and flat-tire changes. When you use the American Express® Gold Card to pay for a car rental and decline the collision damage waiver, you can be covered if the car is damaged or stolen. There is also a baggage insurance plan if your luggage is lost, damaged or stolen on a trip you booked with your American Express® Gold Card.
Cardholders can get an extended warranty, and when an item is broken or stolen, you can be reimbursed up to $10,000 per occurrence (restrictions may apply). At the same time, if you attempt to return an item within 90 days from the date of purchase and the merchant will not accept it, you are eligible for a refund of up to $300 per item when you use the American Express® Gold Card. Cardholders will enjoy Entertainment Access, which provides exclusive tickets to events around the country.
On the downside, American Express cards are not as widely accepted abroad as Visa and Mastercard, which may make it more difficult to use this card, particularly when traveling out of the country. If you are looking for a travel rewards card that offers airport lounge access, this card will not fit your needs. In addition, this card is a charge card, so you are required to pay your statement balance in full every month.
Who Should Get This Credit Card?
This card is best for people who travel often and tend to book directly with airlines. Doing these things allows you to make the most of the rewards and balance out the annual fee. Cardholders must be able to pay the balance in full each month.
At publishing time, the American Express® Gold Card is offered through Credit.com product pages, and Credit.com is compensated if our users apply for and ultimately sign up for this card. However, this relationship does not result in any preferential editorial treatment. This content is not provided by the card issuer. Any opinions expressed are those of Credit.com alone, and have not been reviewed, approved or otherwise endorsed by the issuer.
Note: It’s important to remember that interest rates, fees and terms for credit cards, loans and other financial products frequently change. As a result, rates, fees and terms for credit cards, loans and other financial products cited in these articles may have changed since the date of publication. Please be sure to verify current rates, fees and terms with credit card issuers, banks or other financial institutions directly.
This article was last updated on September September 15th, 2017. It was originally published March 15, 2015.