If you’re looking to get your free credit scores, you’ve come to the right place. Because doing a credit check is so essential to your financial well being, Credit.com provides you with two credit scores, absolutely free. We think it’s important for you to have free access to your credit scores. After all, your credit scores are a number that lenders, landlords and others use to evaluate your creditworthiness.
Not only that, but you’ll have access to your very own credit report summary at no additional cost. This free credit report summary gives you insight into the five key areas that make up your credit score — payment history, debt usage, age of credit, types of credit accounts and inquiries. Our goal is to help you understand your free credit scores and how to improve them, so you’ll also receive a personalized action plan to help you improve your credit scores.
Is My Credit Score Really Free?
At Credit.com, we feel you should have access to your free credit scores, and that’s why we provide them at no cost to you. That’s right — you won’t pay a penny to see your two free credit scores. There are no tricks or gimmicks, and we’ll never ask you for your credit card. Your scores are updated every 14 days, and you can always check them for free, 24 hours a day, seven days a week. It’s that simple.
How Does Credit.com Work & How Does It Find My Credit Score?
At Credit.com, you can receive two free credit scores. One of your free credit scores comes from Experian, the most comprehensive credit bureau in the U.S. Plus, you get your VantageScore 3.0 credit score. These scores help determine your creditworthiness based on your credit history. But that’s really just the beginning.
You will also receive a free credit report summary, which gives you a snapshot of where your credit currently stands. It breaks down the five different elements affecting your credit so you understand what areas you’re doing well in and where you can improve to help better your scores. And, using this information, you’ll receive personalized advice from our team of credit experts to help you achieve your goals and get you on the path to credit excellence.
What Can You Do With Your Score?
Your two free credit scores and credit report summary are updated every 14 days so you can see how your actions are impacting your score. You can use these scores to understand where your credit stands so you can get an idea of what terms and conditions you may qualify for on any loans or credit cards.
You can also use your free credit scores and credit report summary to see how your credit scores are tracking against your personalized action plan, and you can adjust your plan to take into account any life changes that might impact your goal setting. Your personalized action plan helps you not only set goals and chart how your credit scores change over time, but it also lets you see how your credit score stacks up against others in your state and across the country.