Looking for the perfect personal loan or auto loan? Our Credit.com experts are here to help. Learn how to get the best deal on your next car and what you want to avoid when shopping for one. Find out the ins and outs of payday loans and the pitfalls to avoid when getting one. Were you recently denied a loan or are you wondering what kind of score it takes to get the best loan for you? Check out Credit.com’s free credit report card and find out where you stand today.
Credit.com’s experts show you how to avoid the five most common car buying mistakes. From dealer scams to credit traps, these mistakes could cost you thousands. To be sure that you are getting the best rate on your car purchase, be sure to take a look at your credit score for free using Credit.com’s Credit […] Read More
Leasing a car has a lot of perks. You enjoy lower monthly payments, a lower down payment and you may be able to drive a more expensive car for less dollars each month than you would if you were buying. You have fewer repair costs since with a three-year lease, a car’s factory warranty is […] Read More
With an installment loan, you borrow a specific dollar amount from a lender and you agree to pay the loan back, plus interest, in a series of monthly payments. Qualifying for an installment loan is a great way to pay for a car, home or even pay a portion of a college degree. Home equity […] Read More
Getting a credit assist from a cosigner may be necessary to qualify for the credit you are looking for. You may need a cosigner when applying for credit if: You don’t meet the minimum income requirements for a loan. You have no established credit. You have bad credit. You meet the minimum income requirements but […] Read More
Too many buyers unnecessarily pay more than they need to for their cars. Do you know how to get the deal you deserve? Following these three simple cost-cutting steps can help you save big on your next car purchase. 1. Credit Check Not checking your credit before you start shopping for a car is a […] Read More
A fixed-rate personal loan can be a useful tool for consolidating debt, like high interest credit cards, or paying for an upcoming expense. To get the best deal and the lowest interest rate for your credit rating on a personal loan, follow these tips. Check Your Credit Score The first step to getting the best […] Read More
Whether or not you qualify for a personal loan and what interest rate you will be charged if approved for the loan depends on your credit. That’s why checking your credit score is the first step you should take when applying for a personal loan. You can pay one of the major bureaus to see […] Read More
Getting a personal loan from your local bank, credit union, or reputable online lender is one strategy for consolidating credit card debt. For this strategy to work for you, you will most likely need good or excellent credit. The rates on personal loans are determined based on your credit score. Having great credit gets you […] Read More
Wondering how you will ever get approved for a personal loan when you have bad credit? These tips and strategies may help. Find Out Your Credit Score You don’t need perfect credit to be approved for a personal loan but it is important to know your credit score before you apply. The free Credit Report […] Read More
Looking for a good deal on a personal loan? These tips will help you shop smart. Know Your Credit Standing Before you start shopping for a personal loan, find out your credit score. To get the best deal and qualify for the lowest interest rate on a personal loan, you’ll need to have good or […] Read More
Certain credit cards and other financial products mentioned in this and other articles on Credit.com News & Advice may also be offered through Credit.com product pages, and Credit.com will be compensated if our users apply for and ultimately sign up for any of these cards or products. However, this relationship does not result in any preferential editorial treatment.