Looking for the perfect personal loan or auto loan? Our Credit.com experts are here to help. Learn how to get the best deal on your next car and what you want to avoid when shopping for one. Find out the ins and outs of payday loans and the pitfalls to avoid when getting one. Were you recently denied a loan or are you wondering what kind of score it takes to get the best loan for you? Check out Credit.com’s free credit report card and find out where you stand today.
Roughly 26% of car buyers feel that they overpaid for their vehicle, according to a 2014 survey from TrueCar, Inc. That same survey admittedly also found consumers believe car dealers make about five times more profit on the sale of a new car than they actually do — but whether you truly paid too much […] Read More
Most of us are fairly generous people, and we want to help a family member or friend when we can. But the fact is, a person who can’t get a personal loan from a traditional source often has damaged credit or no credit, both of which make such a borrower a greater credit risk. (There […] Read More
You went through the process — you filled out all the paperwork and were ready to land that financing, whether it was an auto loan, personal loan or something else. And then you got the results — your loan request was denied. But don’t feel bad; loan denial happens. So, now what? First, you should […] Read More
There are all types of loans out there — mortgages, auto loans, credit cards, payday loans, student loans — but they all primarily fall into two buckets. They’re either installment loans or a revolving line of credit (more on this below.) With installment loans, you borrow a specific dollar amount from a lender and you agree to […] Read More
You’ve tried and tried, but paying your auto loan is becoming impossible. Perhaps you’re saddled with debt or suffered a major financial setback — either way you’re short on time, and spending more money is out of the question. Credit.com spoke with Matt Jones, a consumer advice editor with Edmunds, a car-buying resource based in Santa […] Read More
If you’re in need of some extra funds, but your credit isn’t in tip-top shape, you may be wondering how to get a personal loan and if it’s even possible. The good news is you can get bad credit loans that provide you with the cash you need even if your credit is less than […] Read More
Next to buying a home, buying a car is one of the biggest financial decisions you’ll make in your life, and you’ll likely do it more than once. And when it comes down to how to buy a car, making a car payment, or even asking yourself “How am I going to pay my car […] Read More
Nearly half of Americans don’t have enough in savings to cover a $400 emergency, according to a report from the Federal Reserve. In other words, 47% of the population is living paycheck to paycheck — so what can they you do when money runs short before the next check comes in? As you might guess […] Read More
Fixed-rate personal loans can be a useful tool for consolidating debt, like high interest credit cards, or paying for an upcoming expense. To help you score the best low-interest personal loans, we tapped Jude Boudreaux, a certified financial planner with Upperline Financial, in New Orleans, who offered some tips. He also shared advice on finding […] Read More
Personal loans may not generate as much hype as credit cards, probably due to their lack of rewards. Still, statistics shows more Americans are turning to this type of financing in their time of need. According to TransUnion, 15.69 millions consumers had an open personal loan on their credit files in 2015, an increase of […] Read More
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