Credit Cards for Fair Credit

Consumers with fair credit still have credit card options but these cards tend to come with an annual fee and a lower credit limit. Even still, they can be a good option if you have fair credit as it will allow you to establish payment history. Below our experts highlight factors you should consider when evaluating these credit cards and are approaching the application process. Click on the images below to get specific advice from our experts.

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  • How to choose the right card?

    What to Avoid

    What To Avoid When Applying

    You should avoid applying for cards that require good or excellent credit. Being denied on an application will not help your credit score.
    What to Look For

    What To Look For When Applying

    Focus on finding the best credit card for your needs and use it responsibly. Once cardholders have a record of on-time payments and little debt, then it might be time to consider getting a second card that offers better rates and terms, or additional features and benefits.
    Apply for More than one?

    Should You Apply For More Than One?

    Focus on finding the best credit card for your needs and use it responsibly. Once cardholders have a record of on-time payments and little debt, then it might be time to consider getting a second card that offers better rates and terms, or additional features and benefits.

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*For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While Credit.com always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

** FICO scores and credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any credit card offer.Lenders may use different score models and you may not have the same score.

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