Free sites get paid when you use them to find a(n) Auto Loan Mortgage Credit Card Personal Loan
With ExtraCredit, YOU get paid.
Have you ever wondered how those free credit sites stay free? For the most part, it’s through the credit card and loan offers that they feature on their sites. Any time you use a free service to sign up for a credit card or get approved for a loan, they get paid—often hundreds of dollars. Meanwhile, you get nothing.
With Reward It, we split the money with you. Really! We’ll send you a Reward It debit card and pay you real money for getting approved for select offers through Reward It. Because when you make smart financial choices, you deserve to be rewarded
How Reward It works
Get your Reward It card
When you sign up for ExtraCredit, we’ll send you a Reward It card with a $5 reward added after 1st paid month, as a thank you for signing up. That’s real money that you can spend on everyday purchases anywhere debit cards are accepted.
Analyze your credit
We run your credit through our internal algorithm to determine what kind of offers you may qualify for. Every time you log in, you’ll see personalized offers with rewards ranging from $1 to $2500.
Find the perfect offer
Next, you can pick which offers make the most sense for your situation from your customized list of recommendations. And it’s not just credit cards! You’ll see offers for loans, insurance, even personal finance apps.
Get paid real money
After you qualify for an offer, we split the reward with you—sent directly to your Reward It debit card. Our card has no annual fee, and you can claim multiple rewards, depending on what works best for you. Plus you can use it anywhere debit cards are accepted.
Better than basic offers
Free sites want you to sign up for whatever pays them the most. Our offers are based on your credit needs.
Potential benefits of Reward It
Using your credit score, ExtraCredit is able to provide a list of offers appropriate for your credit score. That means that there is less risk of your application being denied and fewer potential inquiries on your report, which can hurt your score.
And that doesn’t even cover the cashback rewards program. As you are approved for select offers through Reward It, you'll earn money, with offers as high as $2500 loaded on your ExtraCredit rewards card. That cash can be used for literally anything, it's up to you!
Learn more about cash back rewards:
Reward It is just one of five incredible tools within ExtraCredit.
Five features. Total credit coverage.
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Rent reporting
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Utility reporting
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Credit profile building offers
- Learn more
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$1M ID insurance
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Dark web monitoring
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Proactive security alerts
- Learn more
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28 FICO® Scores
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All three bureau reports
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Credit monitoring
- Learn more
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Exclusive discount to one of the leaders in credit repair who works with all three bureaus and your creditors, where available
- Learn more
Take your credit to the next level with ExtraCredit
How much does ExtraCredit cost?
ExtraCredit costs $24.99/month and you can cancel anytime.
Reward It is only one of the features of ExtraCredit—there are four additional tools to help you take control of your financial future.
*While ExtraCredit was in its early stages we had employees, friends and family trying it out. These are their testimonials based on that experience.
Credit isn’t just our name—it’s everything we are
Created over
20 years
ago
Credit.com was established in 1996 to empower consumers with important credit and financial information. Now, we're taking our dedication to helping individuals build credit even further with ExtraCredit.
Over
1,000,000
members
There’s a reason so many people continue to rely on Credit.com for all their credit monitoring needs—because it works.