Personal Finance

Our experts are here to help provide unbiased, common-sense personal finance advice and insights. Learn how to get control of your finances and dial in your spending habits, as well as budgeting best-practices. Read about useful tips for setting up savings accounts and navigating financial institutions. Finally, learn how your credit score can either help or hinder the financial decisions that you wish to make. Get started by taking advantage of’s free credit report card today and see where you stand.

A Simple Guide to Estate Planning

When you hear the term “estate,” you may think of the property you own. While that’s an accurate definition, but not the only one. When it comes to estate planning, your estate refers to everything you own — real estate, home(s), car(s), liquid assets (cash), furniture, momentos … the list goes on and on. And, […] Read More

Painless Penny Pinching: How to Save Money Without Feeling Deprived

If you saw a penny on the sidewalk, would you bend over to pick it up? It’s a constant balancing act if you’re trying to save money — the effort to save money vs. how much you’ll actually save. Some people aren’t willing to bend over to pick that penny up, while others are. The […] Read More

10 Ways to Avoid Overdraft and Bounced Check Fees

Part of what makes checking accounts and debit cards so appealing is that, unlike a credit card, you can’t spend more money than you have — right? Not necessarily. You can opt into overdraft protection, allowing you to complete a transaction that exceeds your account balance — for an overdraft fee, of course. What Is an […] Read More

Seven Questions to Ask Before Opening a Bank Account

Even if you’ve saved very little money, it can be good to have a basic checking and savings account. If nothing else, checking accounts will allow you to avoid the often steep fees that many banks charge to cash checks from non-customers, as well as the hassle and expense of buying money orders in order […] Read More

What You Need to Know About Bounced Checks

Bounced checks occur when the promise to pay that you’ve signed can’t be processed because you don’t have enough funds in your checking account. They’re also referred to as rubber or non-sufficient funds (NSF) checks and are an expensive hassle that may cause the account you’re trying to pay to go to collections and hurt […] Read More

How to Read Your Paycheck: Understanding Your Pay Stub

Most workers receive their paychecks twice a month — and while it’s all-too-easy to simply have those paychecks put into your bank account through direct-deposit, it’s important to understand the numbers and codes that are appearing on your pay stubs. If you don’t, you might be accidentally losing money. The first step when it comes […] Read More

So, You’re Getting Married! Will You Need a Wedding Loan?

Congratulations, you’re engaged! Of course, unless you’re planning to elope, you’re going to need a lot more than luck to get through your wedding day. How you decide to pay for your wedding will be one of the first important decisions you make as a couple — and there’s a chance you’re thinking about getting one […] Read More

The Ins and Outs of Paying by Check

Excited about opening a checking account? You should be. Paying by check can make navigating the financial world easier and much less expensive. Just ask anyone who’s had to pay bills by money order. Once you open a checking account, you’ll not only have a safe place to stash the cash you need for monthly […] Read More

What’s a Credit Privacy Number?

If you’re worried about identity theft or have recently had your Social Security number compromised, you may be wondering how you can protect yourself from fraud. Perhaps you’ve heard a credit privacy number, or CPN, is a way to do that. But here’s the thing about CPNs: Many experts recommend against using them, some going […] Read More

4 Tips for Better Internet Safety

Worried about keeping your personal and financial information safe when you’re online? You can better protect yourself from identity thieves and online scammers if you follow these Internet safety tips. 1. Protect Your Passwords Good Internet safety begins with strong passwords. So protect your financial and private information by maintaining strong passwords on all your online […] Read More


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