Women Are Affected More by Coronavirus

Personal Finance

Women Are Affected More by Coronavirus

Women Are Affected More by Coronavirus

This article appeared on The Female Economist and is republished here with permission. There’s no denying the fears that we all face right now—from changes in our personal lives to the economic downturn and the healthcare crisis. Data shows that 22 million Americans have now filed for unemployment and the virus has claimed the lives... Read More

Student Loans vs. Financial Aid

Student Loans

Student Loans vs. Financial Aid

Student Loans vs. Financial Aid

As of early 2020, student loan debt in the nation had reached more than $1.5 trillion. More than 44 million individuals have student loan debt, and the average person with student loans owes a bit over $32,000—which is more than half of the average household income in the United States. As a new school year... Read More

How to Protect Your Credit While in the Military

Guides

How to Protect Your Credit While in the Military

How to Protect Your Credit While in the Military

Around a third of active military service members in 2019 said they didn’t pay all their bills on time, and close to that number of military spouses said the same. Military service can require some serious financial planning. But many service members might not realize how joining the military impacts their credit—and how their credit... Read More

How to Teach Your Child Good Money Habits

Personal Finance

How to Teach Your Child Good Money Habits

How to Teach Your Child Good Money Habits

Dear Credit.com, My child has recently expressed an interest in getting a debit card. I think he’s too young, but he insists all his friends have their own debit cards and bank accounts. What’s your opinion? How young is too young to teach my kid smart money habits? Thanks for your help!Debit Downer Hey there,... Read More

Term Life vs. Whole Life Insurance: Which Is Best for You?

Insurance

Term Life vs. Whole Life Insurance: Which Is Best for You?

Term Life vs. Whole Life Insurance: Which Is Best for You?

Taking out a life insurance policy is a great way to protect your family’s financial future. A policy can also be a useful financial planning tool. But life insurance is a notoriously tricky subject to tackle. One of the hardest challenges is deciding whether term life or whole life insurance is a better fit for... Read More

Credit 101: What Is Revolving  Utilization?

Credit 101

Credit 101: What Is Revolving Utilization?

Credit 101: What Is Revolving  Utilization?

According to Experian, the average credit score in the United States was just over 700 in 2019. That’s considered a good credit score—and if you want a good credit score, you have to consider your revolving utilization. Revolving utilization measures the amount of revolving credit limits that you are currently using, and it accounts for... Read More

What Is the FICO Resilience Index?

Credit 101

What Is the FICO Resilience Index?

What Is the FICO Resilience Index?

By the end of May 2020, more than 40 million people had filed unemployment claims due to COVID-19 and the resulting economic shutdowns. Governments, charities, and even creditors scrambled to put programs in place to support people during this time while also mitigating future economic fallout. And this isn’t the first time creditors have found... Read More

What to Know Before Taking Out a Subsidized Loan

Student Loans

What to Know Before Taking Out a Subsidized Loan

What to Know Before Taking Out a Subsidized Loan

Attending college or university is a dream for a ton of people. Yet higher education can be expensive, seemingly putting that dream out of reach for many students and families. Tuition at American schools has steadily increased for decades, so it can be hard for your average student to afford it. But it’s not only... Read More

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