What to Do When Unemployment Benefits Run Out

Personal Finance

What to Do When Unemployment Benefits Run Out

What to Do When Unemployment Benefits Run Out

Unemployment benefits can provide emergency financial support if you’ve found yourself out of a job. The benefits are meant to be temporary to help you pay bills and cover necessary expenses while you look for another job. If you’ve ever applied for unemployment before, you know the process can be difficult. But what if you’re... Read More

How Free Online Resources Can Help You Better Understand Financial Issues

Personal Finance

How Free Online Resources Can Help You Better Understand Financial Issues

How Free Online Resources Can Help You Better Understand Financial Issues

Even though schools, colleges and universities are closed throughout the world, there’s never been a better time for education. Why? Because of a heady combination of extensive downtime, pressing necessity, and a spectacular abundance of informational resources. Now that we’re all stuck at home with no clear notion of when that will change, we should... Read More

I Hate Having Roommates: 7 Ways to Afford Living Alone

Budgeting and Saving Money

I Hate Having Roommates: 7 Ways to Afford Living Alone

I Hate Having Roommates: 7 Ways to Afford Living Alone

Whether you’re an introvert supreme or you simply don’t want anyone else moving your stuff around, it’s not unusual to hate living with roommates. Some people love the constant companionship. Others like their independence and want to come home to a private haven each evening. If you’re tired of living with roommates, especially after years... Read More

What Is Zombie Debt and Why Is It a Problem?

Managing Debt

What Is Zombie Debt and Why Is It a Problem?

What Is Zombie Debt and Why Is It a Problem?

Zombie debt is exactly what it sounds like. It’s debt that’s already dead and shouldn’t be living on your credit report. But for whatever reason, it’s risen from the grave and chasing you down. Find out what you need to know about zombie debt and how to deal with it. How Does Zombie Debt Happen?... Read More

Should You Get Another Credit Card? What to Consider

Credit Cards

Should You Get Another Credit Card? What to Consider

Should You Get Another Credit Card? What to Consider

Credit cards play a significant role in your financial life—from establishing credit and determining your buying power to potentially being a financial lifeline during times of crisis. Before you add another credit card to your wallet, you should consider your buying habits and financial strategies. The answers to the following five questions may help you... Read More

Credit Union Vs. Bank Mortgage: Which Should You Choose?

Mortgages

Credit Union Vs. Bank Mortgage: Which Should You Choose?

Credit Union Vs. Bank Mortgage: Which Should You Choose?

You’ve saved up your money, you found the perfect house, and you’re ready to buy. Now you just need a mortgage. Commercial banks may be the obvious choice, but they aren’t the only option for your mortgage. Mortgage brokers, online mortgage lenders, and credit unions also originate mortgage loans. Credit unions and other non-banks are... Read More

What is a Judgment?

Managing Debt

What is a Judgment?

What is a Judgment?

A judgment is an order issued by a court of law. When you borrow money, you are legally required to repay the debt. This includes opening a credit card account, getting a line of credit from your bank and obtaining financing for a big purchase. You can also become indebted to service providers. This can... Read More

How to Get Out of a Lease: 7 Steps You Can Take

Personal Finance

How to Get Out of a Lease: 7 Steps You Can Take

How to Get Out of a Lease: 7 Steps You Can Take

Whether you’re renting an apartment, house or duplex, your home should feel like a safe place—one that’s comfortable and secure. But what if something happens that makes your apartment unsafe? Or what if you can’t make your rent? Maybe you need to break your lease, and don’t know what to do. If you’re wondering where... Read More

Can Debt Collectors Take Your COVID-19 Stimulus Check?

Personal Finance

Can Debt Collectors Take Your COVID-19 Stimulus Check?

Can Debt Collectors Take Your COVID-19 Stimulus Check?

The federal government passed the CARES Act in March 2020 in response to the economic need created by the COVID-19 coronavirus pandemic. And while the act prohibits stimulus money from being taken to settle certain obligations, not all debts are protected. Find out more below. About the 2020 Stimulus Checks As part of the CARES... Read More

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