10 Ways to Build Credit Without a Credit Card

Building Credit

10 Ways to Build Credit Without a Credit Card

10 Ways to Build Credit Without a Credit Card

Credit cards are a great tool for building credit. They’re easy to use, offer flexibility, and sometimes even reward you for using them. Most also directly impact your credit score and are used by many people to begin building their credit profile. But what if you don’t want a credit card or are having trouble... Read More

Is Venmo a Safer Online Payment Options Than Competitors?

Personal Finance

Is Venmo a Safer Online Payment Options Than Competitors?

Is Venmo a Safer Online Payment Options Than Competitors?

Total Venmo payments rose from $6.8 billion in the first quarter of 2017 to $31 billion in the first quarter of 2020. That’s more than a 350% increase for the rising P2P payment app. P2P stands for person-to-person, and payment apps like Venmo specialize in this niche. With Venmo, you can easily pay people back... Read More

Experian Credit Score vs. FICO Score

Credit Score

Experian Credit Score vs. FICO Score

Experian Credit Score vs. FICO Score

When you think “credit score,” you probably think “FICO.” The Fair Isaac Corporation introduced its FICO scoring system in 1989, and it has since become one of the best-known and most-used credit scoring models in the United States. But it isn’t the only model on the market. Another popular option is called VantageScore, the product... Read More

Women Are Affected More by Coronavirus

Personal Finance

Women Are Affected More by Coronavirus

Women Are Affected More by Coronavirus

This article appeared on The Female Economist and is republished here with permission. There’s no denying the fears that we all face right now—from changes in our personal lives to the economic downturn and the healthcare crisis. Data shows that 22 million Americans have now filed for unemployment and the virus has claimed the lives... Read More

Student Loans vs. Financial Aid

Student Loans

Student Loans vs. Financial Aid

Student Loans vs. Financial Aid

As of early 2020, student loan debt in the nation had reached more than $1.5 trillion. More than 44 million individuals have student loan debt, and the average person with student loans owes a bit over $32,000—which is more than half of the average household income in the United States. As a new school year... Read More

How to Protect Your Credit While in the Military

Guides

How to Protect Your Credit While in the Military

How to Protect Your Credit While in the Military

Around a third of active military service members in 2019 said they didn’t pay all their bills on time, and close to that number of military spouses said the same. Military service can require some serious financial planning. But many service members might not realize how joining the military impacts their credit—and how their credit... Read More

How to Pay Collections

Credit Repair

How to Pay Collections

How to Pay Collections

When you’re trying to conquer unpaid debts sent to collections, you’ll likely face some obstacles. Two of the most common are coming up with enough money to pay off the debt and negotiating a payment plan or settlement you can afford. Once you’ve accomplished these tasks, you may still be wondering how to pay collections... Read More

How to Teach Your Child Good Money Habits

Personal Finance

How to Teach Your Child Good Money Habits

How to Teach Your Child Good Money Habits

Dear Credit.com, My child has recently expressed an interest in getting a debit card. I think he’s too young, but he insists all his friends have their own debit cards and bank accounts. What’s your opinion? How young is too young to teach my kid smart money habits? Thanks for your help!Debit Downer Hey there,... Read More

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