Don’t Get Tricked: Identity Protection Tips You Need

Identity Theft and Scams

Don’t Get Tricked: Identity Protection Tips You Need

Don’t Get Tricked: Identity Protection Tips You Need

The weather is turning, fall is in the air, and Halloween is around the corner—which means it’s National Cybersecurity Awareness Month. How can you ensure October is full of treats while not falling for any scammers’ tricks? By arming yourself with these identity protection tips. Every American should understand the basics of identity theft protection.... Read More

What to Do Before You Lease a Car

Auto Loans

What to Do Before You Lease a Car

What to Do Before You Lease a Car

Getting a new car is a big decision, and you should choose your next vehicle carefully. But if you think finding the right car is difficult, deciding whether to lease or buy can be even more overwhelming. Start the process right by understanding the minimum credit score to lease a car and determining whether this... Read More

From Blogs to Apps: 11 Financial Resources for Women

Personal Finance

From Blogs to Apps: 11 Financial Resources for Women

From Blogs to Apps: 11 Financial Resources for Women

Women often face unique challenges when managing their personal finances. One of those, for example, is the gender pay gap. According to PayScale, in 2020 women make on average 81% of what men earn in the workplace. But you don’t have to let those obstacles keep you from achieving your financial goals—check out some of these... Read More

October 15 Tax Filing Deadline

Taxes

October 15 Tax Filing Deadline

October 15 Tax Filing Deadline

Most years, the deadline to file your federal income tax is on or around April 15. In 2020, the federal government extended that deadline to July 15 because of potential delays and obstacles caused by the COVID-19 pandemic. If you miss this deadline, you can request to file on the October 15 tax filing deadline... Read More

5 Steps to Buying a Home After Bankruptcy

Mortgages

5 Steps to Buying a Home After Bankruptcy

5 Steps to Buying a Home After Bankruptcy

If you’re one of the millions of Americans who have declared bankruptcy, financial recovery can seem like a pipe dream. But don’t give up. According to a study by the Consumer Financial Protection Bureau, people’s credit scores increased steadily after filing for bankruptcy. While any credit improvement is good news, is it enough to offer... Read More

How Much Does a Charge Off Affect Your Credit Score?

Managing Debt

How Much Does a Charge Off Affect Your Credit Score?

How Much Does a Charge Off Affect Your Credit Score?

Because 35% of your credit score relates to paying your debts in a timely manner, becoming so late on payments that the account is charged off can have a significant negative impact on your score. It also looks bad to future creditors because it indicates you might not pay all your bills. Find out more... Read More

How Much Does One Late Payment Affect Credit Scores?

Credit Score

How Much Does One Late Payment Affect Credit Scores?

How Much Does One Late Payment Affect Credit Scores?

If you’re serious about your credit score, you need to pay your bills on time. One late payment can have a devastating effect on your credit score. Here’s what you need to know about late payments and your credit score, and what you can do to protect yourself. How Late Payments Affect Credit Scores Your... Read More

How to Start Building Credit Once You Turn 18

Building Credit

How to Start Building Credit Once You Turn 18

How to Start Building Credit Once You Turn 18

Good credit is crucial to unlocking many financial opportunities in life. When you have a great credit score, you can get lower interest rates on car loans, credit cards and mortgages. Some employers and landlords even check credit reports before they make a job offer or approve a resident application. While developing a solid credit history... Read More

How Do CDs Work?

Savings Accounts

How Do CDs Work?

How Do CDs Work?

A certificate of deposit, more commonly known as a CD, is a special type of savings account. You deposit your money into the account and agree not to make any withdrawals for a certain period of time. At the end of that time, you get your money plus whatever was earned in interest back. Want... Read More

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