3 Steps Young Families Can Take to Build a Financially Secure Future

Personal Finance

3 Steps Young Families Can Take to Build a Financially Secure Future

3 Steps Young Families Can Take to Build a Financially Secure Future

Young families looking to achieve financial stability should consider several foundational steps… Click To Tweet Young families looking to achieve financial stability should consider several foundational steps early on. These steps include making a plan to repay personal debts, saving up for a down payment on a house, and planning for the unexpected. To learn... Read More

Charged Off as Bad Debt: An Explainer

Managing Debt

Charged Off as Bad Debt: An Explainer

Charged Off as Bad Debt: An Explainer

Making payments late or missing payments completely spells bad news for your credit rating. When you miss too many payments, your creditor may charge off the debt. When your debt is charged off as a bad debt, don’t fool yourself into thinking it goes away. A charged off debt can lead to harassing phone calls,... Read More

What Happens When You Pay Off Your Car Loan?

Auto Loans

What Happens When You Pay Off Your Car Loan?

What Happens When You Pay Off Your Car Loan?

According to the Consumer Financial Protection Bureau, around 2.3 million car loans originate every year. Car loans can take years to pay off. So when you finally pay it off, you might be wondering—now what? What happens when you pay off your car? What should you do with the money you were previously putting towards... Read More

How to Find a House: Try These 6 Top House Hunting Websites

Mortgages

How to Find a House: Try These 6 Top House Hunting Websites

How to Find a House: Try These 6 Top House Hunting Websites

Buying a home is a big commitment—financially and in other ways. Searching for that home can be stressful in the best of times. During emergency times, such as the 2020 COVID-19 pandemic, your options for house hunting might even be more limited than normal. Find out how to find a house online, and check out... Read More

How to Make 2020 the Year You Become Financially Secure

Personal Finance

How to Make 2020 the Year You Become Financially Secure

How to Make 2020 the Year You Become Financially Secure

Let’s think back to the end of 2019. With a new year approaching, people throughout the world were making resolutions, hoping to set out on paths that would lead them to greater things. Some wanted to get fitter or win their dream jobs—but one of the most common goals every year is to become financially... Read More

How to Protect Your Credit Score During COVID-19

Credit Score

How to Protect Your Credit Score During COVID-19

How to Protect Your Credit Score During COVID-19

The COVID-19 coronavirus pandemic has affected everyone all around the world. Extended isolation and sudden job losses have everyone thinking about their futures. Lots of people are concerned about losing a reliable income source during this time of crisis. Some have even been forced to shut their businesses. The global pandemic has turned many people’s... Read More

How to Start Building Credit Once You Turn 18

Building Credit

How to Start Building Credit Once You Turn 18

How to Start Building Credit Once You Turn 18

Good credit is crucial to unlocking many financial opportunities in life. When you have a great credit score, you can get lower interest rates on car loans, credit cards and mortgages. Some employers and landlords even check credit reports before they make a job offer or approve a resident application. While developing a solid credit history... Read More

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The Credit.com editorial team is staffed by a team of editors and reporters, each with many years of financial reporting experience. We’ve worked for places like the New York Times, American Banker, Frontline, TheStreet.com, Business Insider, ABC News, NBC News, CNBC and many others. We also employ a few freelancers and more than 50 contributors (these are typically subject matter experts from the worlds of finance, academia, politics, business and elsewhere).

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We take great pains to ensure that the articles, video and graphics you see on Credit.com are thoroughly reported and fact-checked. Each story is read by two separate editors, and we adhere to the highest editorial standards. We’re not perfect, however, and if you see something that you think is wrong, please email us at editorial team [at] credit [dot] com,

The Credit.com editorial team is committed to providing our readers and viewers with sound, well-reported and understandable information designed to inform and empower. We won’t tell you what to do. We will, however, do our best to explain the consequences of various actions, thereby arming you with the information you need to make decisions that are in your best interests. We also write about things relating to money and finance we think are interesting and want to share.

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Our Business Model

Credit.com’s journalism is largely supported by an e-commerce business model. Rather than rely on revenue from display ad impressions, Credit.com maintains a financial marketplace separate from its editorial pages. When someone navigates to those pages, and applies for a credit card, for example, Credit.com will get paid what is essentially a finder’s fee if that person ends up getting the card. That doesn’t mean, however, that our editorial decisions are informed by the products available in our marketplace. The editorial team chooses what to write about and how to write about it independently of the decisions and priorities of the business side of the company. In fact, we maintain a strict and important firewall between the editorial and business departments. Our mission as journalists is to serve the reader, not the advertiser. In that sense, we are no different from any other news organization that is supported by ad revenue.

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Your Stories

Lastly, much of what we do is informed by our own experiences as well as the experiences of our readers. We want to tell your stories if you’re interested in sharing them. Please email us at story ideas [at] credit [dot] com with ideas or visit us on Facebook or Twitter.

Thanks for stopping by.

- The Credit.com Editorial Team