Budgeting and Saving Money

Splitting Bills with Roommates: Tips for a Positive Financial Friendship

Splitting Bills with Roommates: Tips for a Positive Financial Friendship

Splitting Bills with Roommates: Tips for a Positive Financial Friendship

Advertiser Disclosure Roommates come with many benefits. You might get the ability to rent a larger space, share cleaning duties or more easily find friends to watch a movie with. On the other hand, sharing a space with a roommate—or roommates—isn’t always easy. It can bring on some challenges, especially when it comes to money.... Read More

How to Spend Wisely on Black Friday

How to Spend Wisely on Black Friday

How to Spend Wisely on Black Friday

Advertiser Disclosure Black Friday is one of the biggest shopping days of the year. Last year, Black Friday resulted in $6.2 billion in revenue. More than 170 million Americans went shopping over the Black Friday weekend in 2017, and this year the average adult expects to spend about $400. As Black Friday approaches (this year,... Read More

How to Budget for Costly Home Repairs

How to Budget for Costly Home Repairs

How to Budget for Costly Home Repairs

Advertiser Disclosure Owning a home is expensive enough without including costly home repairs. You want to be prepared for any emergencies that may arise, but you also don’t want to put a big strain on your budget. Here’s how you can budget for home repairs without breaking the bank. Contribute to a Home Repair Fund... Read More

19 Ways to Lower Your Monthly Utility Bills

19 Ways to Lower Your Monthly Utility Bills

19 Ways to Lower Your Monthly Utility Bills

Advertiser Disclosure Have you ever found yourself in a constant battle with your spouse over the thermostat? Does your roommate take hour-long steam-filled showers? Are you leaving the TV on all day, so your pets don’t feel so alone while you’re at work? If you’re the one paying for the utilities, you’ve probably seen these... Read More

Budgeting for Beginners

Budgeting for Beginners

Budgeting for Beginners

Advertiser Disclosure Many people live above their means and don’t even realize it. When you want to improve your financial health, the one piece of advice you hear most often is to start a budget. Budgeting helps you better understand how you spend your money and shows you ways to manage your money, pay off... Read More

How Much Money to Save for an Emergency

How Much Money to Save for an Emergency

How Much Money to Save for an Emergency

Advertiser Disclosure An emergency fund is a must-have safety net. CNN reported that nearly 25% of American adults had no emergency savings whatsoever. Only 29% had the recommended six months of savings tucked away. This all begs the question, “How much emergency fund do you need?” Experts agree that you should have at least enough saved to cover... Read More

Finding a Good Budget App for You

Finding a Good Budget App for You

Finding a Good Budget App for You

Advertiser Disclosure Are you looking for an easy way stick to your budget? Having a budgeting app can identify unplanned discretionary spending and help you save money. When you have something to hold you accountable to your spending habits, it’s easier to control where your money goes. You can find a good budget app that allows you to manage your money easily from your... Read More

How Much Does Uber Cost and How to Save

How Much Does Uber Cost and How to Save

How Much Does Uber Cost and How to Save

Advertiser Disclosure Ridesharing apps such as Uber and Lyft have disrupted the transportation industry. Millions of Americans have the Uber app on their smartphones. And Uber completes 15 million rides every day in the United States. However, if you rely on the service often, you can end up spending a ton of money each year.... Read More

Eating Out Less and Other Money Saving Tips

Eating Out Less and Other Money Saving Tips

Eating Out Less and Other Money Saving Tips

Advertiser Disclosure The Bureau of Labor Statistics found that the average American spends roughly $3,000 annually dining out. That number has only increased between 2012 and 2015. Even if you only spend $50 every week on meals at restaurants, you still end up spending $2,500 you can put to better use. With a few simple... Read More

Saving Money for Big Purchases in 2019

Saving Money for Big Purchases in 2019

Saving Money for Big Purchases in 2019

Advertiser Disclosure Saving money for big-ticket items isn’t that difficult if you give it enough time and planning. It does require some discipline. You may have already decided that 2019 will be the year you finally take your family on that week-long African safari. You have done your research, and you know that you’ll need... Read More

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Hello, Reader!

Thanks for checking out Credit.com. We hope you find the site and the journalism we produce useful. We wanted to take some time to tell you a bit about ourselves.

Our People

The Credit.com editorial team is staffed by a team of editors and reporters, each with many years of financial reporting experience. We’ve worked for places like the New York Times, American Banker, Frontline, TheStreet.com, Business Insider, ABC News, NBC News, CNBC and many others. We also employ a few freelancers and more than 50 contributors (these are typically subject matter experts from the worlds of finance, academia, politics, business and elsewhere).

Our Reporting

We take great pains to ensure that the articles, video and graphics you see on Credit.com are thoroughly reported and fact-checked. Each story is read by two separate editors, and we adhere to the highest editorial standards. We’re not perfect, however, and if you see something that you think is wrong, please email us at editorial team [at] credit [dot] com,

The Credit.com editorial team is committed to providing our readers and viewers with sound, well-reported and understandable information designed to inform and empower. We won’t tell you what to do. We will, however, do our best to explain the consequences of various actions, thereby arming you with the information you need to make decisions that are in your best interests. We also write about things relating to money and finance we think are interesting and want to share.

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Our Business Model

Credit.com’s journalism is largely supported by an e-commerce business model. Rather than rely on revenue from display ad impressions, Credit.com maintains a financial marketplace separate from its editorial pages. When someone navigates to those pages, and applies for a credit card, for example, Credit.com will get paid what is essentially a finder’s fee if that person ends up getting the card. That doesn’t mean, however, that our editorial decisions are informed by the products available in our marketplace. The editorial team chooses what to write about and how to write about it independently of the decisions and priorities of the business side of the company. In fact, we maintain a strict and important firewall between the editorial and business departments. Our mission as journalists is to serve the reader, not the advertiser. In that sense, we are no different from any other news organization that is supported by ad revenue.

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Your Stories

Lastly, much of what we do is informed by our own experiences as well as the experiences of our readers. We want to tell your stories if you’re interested in sharing them. Please email us at story ideas [at] credit [dot] com with ideas or visit us on Facebook or Twitter.

Thanks for stopping by.

- The Credit.com Editorial Team