Credit 101

Credit.com is here to provide you with a practical, real-world credit education. We’ll teach you credit basics: what is a credit report & score, how to shop for credit & how to understand and compare APRs. We’ll also brief you on the type of credit products available and how to evaluate which one is right for you!


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Credit 101

What Is a Credit Builder Loan?

Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. You need decent credit to take out a loan, but you can’t build good credit... Read More

| April 2, 2024

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Does Paying the Minimum Payment Each Month Hurt Your Credit?
Does paying the minimum payment hurt your credit? Learn how it ca... Read More

June 23, 2025

How to Increase Your Credit Score to 800 [And Keep It There]
To increase your credit score to 800, you’ll need a nearly flaw... Read More

May 2, 2025

5 Steps to Fight a Credit Card Lawsuit
Discover strategies to dismiss a credit card lawsuit: respond on ... Read More

March 12, 2025

How Long Does a Credit Dispute Actually Take?
In most cases, credit bureaus have 30 days after receiving your d... Read More

November 14, 2024

6 Reasons You Were Rejected for Credit
Unfortunately, there are a lot of different reasons you could be ... Read More

August 8, 2024

How to Remove an Ex-Spouse from Your Credit Report
Learn how to remove an ex-spouse from your credit report and safe... Read More

August 8, 2024