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Credit 101

Credit.com is here to provide you with a practical, real-world credit education. We’ll teach you credit basics: what is a credit report & score, how to shop for credit & how to understand and compare APRs. We’ll also brief you on the type of credit products available and how to evaluate which one is right for you!

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How Can I Tell If I Have a Credit Score?

Credit 101

How to Tell If You Have a Credit Score

Learn more about credit scores, how these ratings are determined and how to find out if you have a credit score. Discover tips for building your credit score.

| March 1, 2023

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A woman uses a calculator and her laptop to figure out how to get her credit score to 800.

Credit 101
How to Increase Your Credit Score to 800 (and Keep It There)
The information provided on this website does not, and is not int... Read More

December 4, 2023

Credit 101
What Is Penalty APR? + How to Avoid It
A penalty annual percentage rate (APR) is a heightened interest r... Read More

December 4, 2023

Credit 101
Is 720 a Good Credit Score?
Many or all of the products featured here are from our partners w... Read More

December 4, 2023

Credit 101
Is No Credit Better Than Bad Credit?
Many or all of the products featured here are from our partners w... Read More

October 25, 2023

Credit 101
Is a 680 Credit Score Good or Bad? What You Should Know
Many or all of the products featured here are from our partners w... Read More

October 24, 2023

Credit 101
When Was the Credit Score Invented?
Many or all of the products featured here are from our partners w... Read More

October 16, 2023