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Credit 101

Credit.com is here to provide you with a practical, real-world credit education. We’ll teach you credit basics: what is a credit report & score, how to shop for credit & how to understand and compare APRs. We’ll also brief you on the type of credit products available and how to evaluate which one is right for you!

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How Can I Tell If I Have a Credit Score?

Credit 101

How to Tell If You Have a Credit Score

Learn more about credit scores, how these ratings are determined and how to find out if you have a credit score. Discover tips for building your credit score.

| March 1, 2023

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Credit 101
The 5 Elements of Your Credit Score
Your credit score plays an integral role in your finances, influe... Read More

June 19, 2011

Credit 101
Job Hunting? Make Sure Your Credit Report is Accurate
If you are one of the millions of people currently seeking employ... Read More

June 14, 2011

Computer_Mijndert_Stuij_CCFlickr

Credit 101
Q&A: How Often Should You Check Your Credit Card Accounts?
Credit card question: I always read my credit card statement as s... Read More

May 25, 2011

Credit 101
Credit Card Q&A: What does a credit card “grace period” mean?
Credit Question: What does a credit card “grace period̶... Read More

February 21, 2011

Cash Advance on Credit

Credit 101
Credit Card Q & A: How Do Cash Advances on Credit Cards Work?
Question: How do cash advances on credit cards work? Answer: If ... Read More

January 3, 2011