Credit 101

Credit.com is here to provide you with a practical, real-world credit education. We’ll teach you credit basics: what is a credit report & score, how to shop for credit & how to understand and compare APRs. We’ll also brief you on the type of credit products available and how to evaluate which one is right for you!


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How Can I Tell If I Have a Credit Score?

Credit 101

How to Tell If You Have a Credit Score

Learn more about credit scores, how these ratings are determined and how to find out if you have a credit score. Discover tips for building your credit score.

| March 1, 2023

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Know Your Credit Score Basics
Your credit score is one of the most important components of your... Read More

June 27, 2011

Credit Score Q&A: Paying Credit Card Balances in Full vs. Minimum Payments
A reader in New York City wants to understand if a sudden decisio... Read More

June 21, 2011

How Will Marriage Impact Your Credit Profile?
Despite some popular misconceptions, marrying somebody does not m... Read More

June 20, 2011

The 5 Elements of Your Credit Score
Your credit score plays an integral role in your finances, influe... Read More

June 19, 2011

Job Hunting? Make Sure Your Credit Report is Accurate
If you are one of the millions of people currently seeking employ... Read More

June 14, 2011

Q&A: How Often Should You Check Your Credit Card Accounts?
Credit card question: I always read my credit card statement as s... Read More

May 25, 2011