Credit 101

Credit.com is here to provide you with a practical, real-world credit education. We’ll teach you credit basics: what is a credit report & score, how to shop for credit & how to understand and compare APRs. We’ll also brief you on the type of credit products available and how to evaluate which one is right for you!


For more personalized credit tips, sign up for a free Credit Report Card.

How Can I Tell If I Have a Credit Score?

Credit 101

How to Tell If You Have a Credit Score

Learn more about credit scores, how these ratings are determined and how to find out if you have a credit score. Discover tips for building your credit score.

| March 1, 2023

Credit Tools

View All Credit 101 Posts

Credit 101 for the College-Bound
Holly and Ben from Ohio are about to reach a major milestone in t... Read More

August 16, 2011

Getting Married? Here Are Some Credit Tips
Let’s say that big day is quickly approaching—youR... Read More

July 25, 2011

Reader Q&A: Settling A Closed Credit Card Account
We recently received this question from a reader who is having tr... Read More

July 22, 2011

Credit Score Q&A: Does Getting Denied Credit Hurt Your Credit Score?
Question: Cathy from Phoenix wants to know if she applies for cre... Read More

July 22, 2011

Keeping Up with Long-term Financial Goals
Americans could use a bit more discipline when it comes to saving... Read More

July 6, 2011

Your Top Credit Questions: Cosigner/Ex Ruined My Credit
It's not unusual for joint accounts to cause problems long after ... Read More

July 5, 2011