Credit 101

Credit.com is here to provide you with a practical, real-world credit education. We’ll teach you credit basics: what is a credit report & score, how to shop for credit & how to understand and compare APRs. We’ll also brief you on the type of credit products available and how to evaluate which one is right for you!


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How Can I Tell If I Have a Credit Score?

Credit 101

How to Tell If You Have a Credit Score

Learn more about credit scores, how these ratings are determined and how to find out if you have a credit score. Discover tips for building your credit score.

| March 1, 2023

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What’s a Credit Score? Really.
“Do you know your credit score?” It’s a questio... Read More

April 24, 2012

Hey Buddy, Can You Co-Sign This Credit Card?
There are a number of Americans out there who are denied the priv... Read More

March 14, 2012

Credit 101 for the College-Bound
Holly and Ben from Ohio are about to reach a major milestone in t... Read More

August 16, 2011

Getting Married? Here Are Some Credit Tips
Let’s say that big day is quickly approaching—youR... Read More

July 25, 2011

Reader Q&A: Settling A Closed Credit Card Account
We recently received this question from a reader who is having tr... Read More

July 22, 2011

Credit Score Q&A: Does Getting Denied Credit Hurt Your Credit Score?
Question: Cathy from Phoenix wants to know if she applies for cre... Read More

July 22, 2011