Credit Cards

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Get the latest credit card reviews and comparisons from our Credit.com experts and discover ways to reduce, improve and grow your credit. Find a credit card that’s right for you on Credit.com. Compare hundreds of cards by rewards, fees, rates and more!

Using Credit Cards During COVID-19

Using Credit Cards During COVID-19

Using Credit Cards During COVID-19

Advertiser Disclosure Since we’re in the middle of a pandemic, we’re all trying to figure out the new normal. Whether you’re working from home, have a houseful of kids to keep busy or find yourself facing financial uncertainty, everyone has at least a little adjusting to do. While you’re taking stock of your life and... Read More

Red Flags for Credit Cards: 7 Things to Watch for When You Have Bad Credit

Red Flags for Credit Cards: 7 Things to Watch for When You Have Bad Credit

Red Flags for Credit Cards: 7 Things to Watch for When You Have Bad Credit

Advertiser Disclosure Let’s say you’re in a bad credit situation, but you need a credit card. It can be hard to qualify for credit cards if your credit isn’t up to par. But there are credit cards out there that can help those with bad credit improve their score. Unfortunately, there are also credit cards... Read More

Best Store Credit Cards of 2020

Best Store Credit Cards of 2020

Best Store Credit Cards of 2020

Advertiser Disclosure The only thing better than shopping is shopping for a deal. Some of our favorite stores to get lost in—hello, Target!—offer credit cards with even cooler in-store perks. It can be hard to say no to 20% off your first purchase or the promise of future member discounts. But not all store cards... Read More

Prefer the Train? Here Are 4 Credit Cards for Riding the Rails

Prefer the Train? Here Are 4 Credit Cards for Riding the Rails

Prefer the Train? Here Are 4 Credit Cards for Riding the Rails

Advertiser Disclosure [UPDATE: Offer(s) below is no longer available through our site. Please visit our credit card marketplace for current offers.DISCLOSURE: Cards from our partners are mentioned below.] If you prefer traveling by train, you’re already familiar with the advantages of riding the rails. You can avoid the hassles of airports and highways, travel in comfort, and... Read More

4 Credit Cards for Cruise Lovers

4 Credit Cards for Cruise Lovers

4 Credit Cards for Cruise Lovers

Advertiser Disclosure [Update: Some offers mentioned below have expired and/or are no longer available on our site. You can view the current offers from our partners in our credit card marketplace. DISCLOSURE: Cards from our partners are mentioned below.] You can have a whirlwind vacation without having to move from hotel to hotel. In fact, on a cruise your... Read More

5 Credit Cards for the Avid Nature-Lover

5 Credit Cards for the Avid Nature-Lover

5 Credit Cards for the Avid Nature-Lover

Advertiser Disclosure [UPDATE: Some offers mentioned below have expired and/or are no longer available on our site. You can view the current offers from our partners in our credit card marketplace. DISCLOSURE: Cards from our partners are mentioned below.] If the great outdoors is your ideal destination, the world is full of opportunities for your next vacation... Read More

What You Need to Know About the New Apple Credit Card

What You Need to Know About the New Apple Credit Card

What You Need to Know About the New Apple Credit Card

Advertiser Disclosure UPDATE: Some offers mentioned below have expired and/or are no longer available on our site. You can view the current offers from our partners in our credit card marketplace. DISCLOSURE: Cards from our partners are mentioned here. The Apple credit card launches this summer, and it pairs the high-tech, app-based culture of the... Read More

Help! My Credit Card Company Closed My Account

Help! My Credit Card Company Closed My Account

Help! My Credit Card Company Closed My Account

Advertiser Disclosure Has your credit card been declined when you tried to pay something? Then you know how embarrassing it can be. You’ll probably assume that it was declined because of insufficient funds. But what if your credit card issuer completely shut down your account and you don’t have that credit limit? Sure, this doesn’t really happen that often. But... Read More

Your Secret Credit Weapon: The Chargeback

Your Secret Credit Weapon: The Chargeback

Your Secret Credit Weapon: The Chargeback

Advertiser Disclosure   Credit cards can open numerous doors of opportunities, and many even offer great cash-back rewards. But credit cards can also give you a good defense against untrustworthy online sellers. In the event of a dispute with a merchant, it provides the ultimate ace up your sleeve: the chargeback. What Is a Credit... Read More

Understanding the Perk of a Credit Card Extended Warranty

Understanding the Perk of a Credit Card Extended Warranty

Understanding the Perk of a Credit Card Extended Warranty

Advertiser Disclosure Many manufacturers warranty their products against defects or certain other issues for a period of time. This is known as the manufacturer’s limited warranty, and depending on the product, it might provide coverage for a period as short as 30 days or as long as three or more years. In many cases, by swiping the... Read More

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Credit.com receives compensation for the financial products and services advertised on this site if our users apply for and sign up for any of them.

Hello, Reader!

Thanks for checking out Credit.com. We hope you find the site and the journalism we produce useful. We wanted to take some time to tell you a bit about ourselves.

Our People

The Credit.com editorial team is staffed by a team of editors and reporters, each with many years of financial reporting experience. We’ve worked for places like the New York Times, American Banker, Frontline, TheStreet.com, Business Insider, ABC News, NBC News, CNBC and many others. We also employ a few freelancers and more than 50 contributors (these are typically subject matter experts from the worlds of finance, academia, politics, business and elsewhere).

Our Reporting

We take great pains to ensure that the articles, video and graphics you see on Credit.com are thoroughly reported and fact-checked. Each story is read by two separate editors, and we adhere to the highest editorial standards. We’re not perfect, however, and if you see something that you think is wrong, please email us at editorial team [at] credit [dot] com,

The Credit.com editorial team is committed to providing our readers and viewers with sound, well-reported and understandable information designed to inform and empower. We won’t tell you what to do. We will, however, do our best to explain the consequences of various actions, thereby arming you with the information you need to make decisions that are in your best interests. We also write about things relating to money and finance we think are interesting and want to share.

In addition to appearing on Credit.com, our articles are syndicated to dozens of other news sites. We have more than 100 partners, including MSN, ABC News, CBS News, Yahoo, Marketwatch, Scripps, Money Magazine and many others. This network operates similarly to the Associated Press or Reuters, except we focus almost exclusively on issues relating to personal finance. These are not advertorial or paid placements, rather we provide these articles to our partners in most cases for free. These relationships create more awareness of Credit.com in general and they result in more traffic to us as well.

Our Business Model

Credit.com’s journalism is largely supported by an e-commerce business model. Rather than rely on revenue from display ad impressions, Credit.com maintains a financial marketplace separate from its editorial pages. When someone navigates to those pages, and applies for a credit card, for example, Credit.com will get paid what is essentially a finder’s fee if that person ends up getting the card. That doesn’t mean, however, that our editorial decisions are informed by the products available in our marketplace. The editorial team chooses what to write about and how to write about it independently of the decisions and priorities of the business side of the company. In fact, we maintain a strict and important firewall between the editorial and business departments. Our mission as journalists is to serve the reader, not the advertiser. In that sense, we are no different from any other news organization that is supported by ad revenue.

Visitors to Credit.com are also able to register for a free Credit.com account, which gives them access to a tool called The Credit Report Card. This tool provides users with two free credit scores and a breakdown of the information in their Experian credit report, updated twice monthly. Again, this tool is entirely free, and we mention that frequently in our articles, because we think that it’s a good thing for users to have access to data like this. Separate from its educational value, there is also a business angle to the Credit Report Card. Registered users can be matched with products and services for which they are most likely to qualify. In other words, if you register and you find that your credit is less than stellar, Credit.com won’t recommend a high-end platinum credit card that requires an excellent credit score You’d likely get rejected, and that’s no good for you or Credit.com. You’d be no closer to getting a product you need, there’d be a wasted inquiry on your credit report, and Credit.com wouldn’t get paid. These are essentially what are commonly referred to as "targeted ads" in the world of the Internet. Despite all of this, however, even if you never apply for any product, the Credit Report Card will remain free, and none of this will impact how the editorial team reports on credit and credit scores.



Your Stories

Lastly, much of what we do is informed by our own experiences as well as the experiences of our readers. We want to tell your stories if you’re interested in sharing them. Please email us at story ideas [at] credit [dot] com with ideas or visit us on Facebook or Twitter.

Thanks for stopping by.

- The Credit.com Editorial Team