Personal Loans - Unsecured Personal Loans

Quickly qualify for a personal loan and get the cash you need fast.*

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  • Loans up to $35,000 available*
  • Competitive interest rates
  • Flexible terms and no application fees with approved credit
  • Secured or unsecured personal loan

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Gerri Detweiler

Personal Loans

Personal loans are a popular way to consolidate debt, or to pay for expenses you didn't plan for such as taxes due, education expenses, household repairs, medical debt, weddings, home improvement bills, moving costs, and all of those other things that life seems to have a way of throwing at us when we least expect it!

The advantages of personal loans? There are several. First, there are a variety of loans available to those with good credit as well as those with bad credit. Of course, the interest rate you'll pay will depend in part on your credit scores. The better your credit, the easier it will be to get a low interest rate. But don't give up if your credit is less than perfect: there may still be loans available.

Another advantage of one of these loans is that it may offer a fixed interest rate and a fixed repayment period. If it does, you'll know exactly how much you need to pay each month and how long it will take you to get out of debt. (Your credit card, by contrast, likely features a variable interest rate that can change, and your payments can stretch out for decades if you just make minimum payments.)

Finally, consolidating high rate debt like a credit card with a low-rate personal loan can save you a lot of money. Similarly, paying off taxes or medical debt can help you avoid a tax lien or collection account, and protect your credit.

Applying for a personal loan online can be a fast and easy process. You may be approved in less than 24 hours! If you are, then the funds will likely be available in a few days.

Be sure to apply through a safe and secure website, like this one, to avoid online loan scams. Scammers may insist you have to pay upfront for "credit insurance" or will tell you to make your first few payments before you even get the loan. Don't fall for it!


1. APRs presented are estimated and were created based upon information entered by the consumer and through analysis of information publicly available at Prosper.com. The estimated APR presented does not bind Prosper. The range of APR available through Prosper is 6.68% to 35.36% APR. Only borrowers with excellent credit qualify for the lowest rate available. Your actual APR depends upon credit score, Prosper Rating, loan amount, loan term, credit usage and history. All loans are subject to credit review and approval.
2. If you receive a $5,000 36-month loan at an interest rate of 6.03% with a 1.11% origination fee of $55.50, you will receive a loan amount of $4,944.50 and will make 36 monthly payments of approximately $152.18 at a 6.78% APR. In the case of a $15,000 60-month loan at an interest rate of 7.90% with a 3.00% origination fee of $450.00, you will receive a loan amount of $14,550.00 and will make 60 monthly payments of approximately $303.43 at a 9.20% APR. Annual Percentage Rates presented are estimated and were created based upon information entered by the consumer and through analysis of information publicly available at lendingclub.com. The estimated APR presented does not bind Lending Club or any lender originating loans through the Lending Club platform. The range of APR available through Lending Club is 6.68% to 29.99% APR. Only borrowers with excellent credit will qualify for the lowest rate available. Your actual APR depends upon credit score, loan amount, loan term, credit usage and history. All loans are subject to credit review and approval.
3. APRs presented are estimated and were created based upon information entered by the consumer. The estimated APR presented does not bind Vouch. Only borrowers with excellent credit are considered for the lowest rate available. Your actual APR depends upon credit score, loan amount, loan term, credit usage and history. A strong Vouch network may lower your APR. Vouch borrowers must be at least 18 years old, a legal U.S. resident with a verifiable bank account, must have a FICO score of 600 or greater, and must be current on all existing accounts and not in bankruptcy or foreclosure proceedings. All loans are subject to credit review and approval.
* Not a guaranteed offer. All loans subject to our normal credit policies. Minimum and maximum loan amounts may vary according to state law.
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