Loans

Coronavirus Mortgage Relief: What Homeowners Need to Know

Coronavirus Mortgage Relief: What Homeowners Need to Know

Coronavirus Mortgage Relief: What Homeowners Need to Know

Advertiser Disclosure The Coronavirus Aid, Relief and Economic Security Act—also known as the CARES Act—is a $2 trillion stimulus package passed by the federal government. The goal of the CARES Act is to provide relief for individuals and businesses struggling with the financial fallout of the COVID-19 pandemic and resulting shutdowns. One of the components... Read More

5 Tips for Keeping Your Business Afloat During COVID-19

5 Tips for Keeping Your Business Afloat During COVID-19

5 Tips for Keeping Your Business Afloat During COVID-19

Advertiser Disclosure Many businesses are laying off employees or shutting doors, at least temporarily during the coronavirus pandemic. Only you can make the decision about what’s right for your business—and you should do so in consultation with business experts such as CPA advisers or business coaches. You’ll also want to make sure that you are... Read More

What You Need to Know About the COVID-19 Economic Injury Disaster Loan

What You Need to Know About the COVID-19 Economic Injury Disaster Loan

What You Need to Know About the COVID-19 Economic Injury Disaster Loan

Advertiser Disclosure The coronavirus has quickly overtaken the world, causing physical, emotional and economic struggles. Although everyone is affected to some degree, small-business owners are taking a huge hit. Many of the forced closures involve their line of work, and small businesses often have the least amount of cash available to cover loss of income... Read More

A Guide to Getting a Loan After Bankruptcy

A Guide to Getting a Loan After Bankruptcy

A Guide to Getting a Loan After Bankruptcy

Advertiser Disclosure Bankruptcy deals a major blow to your credit and hurts your ability to qualify for credit cards and loans. Depending on the type of bankruptcy you file, it can stick on your credit report for up to 10 years. But that doesn’t mean you can’t rebuild your credit andaccess certain loans in the... Read More

Cosigning a Mortgage: 5 Things to Consider Before Signing on the Dotted Line

Cosigning a Mortgage: 5 Things to Consider Before Signing on the Dotted Line

Cosigning a Mortgage: 5 Things to Consider Before Signing on the Dotted Line

Advertiser Disclosure Want to be 100% responsible for someone else’s obligation? Cosign their mortgage, and you’ll be just as responsible for repaying the loan as they are! That’s true even if you’re cosigning simply to help them qualify for the loan. Before you take the plunge on cosigning for a house, make sure you know... Read More

Can You Buy a House if You Owe Taxes?

Can You Buy a House if You Owe Taxes?

Can You Buy a House if You Owe Taxes?

Advertiser Disclosure Looking for the perfect home on the real estate market? Unfortunately, it can be tricky if you have unpaid taxes. Failing to pay your federal income taxes can lead to the Internal Revenue Service placing a lien on your property or your assets. These legal tools protect the government’s ability to get its money. They also set off alarm... Read More

Paying Off Debt to Buy a House

Paying Off Debt to Buy a House

Paying Off Debt to Buy a House

Advertiser Disclosure When you buy a house, a big part of a lender’s decision whether to approve your mortgage rests on whether or not you can afford it.If you have a lot of debt, the monthly payments on those obligations chip away at the total amount you can pay each month on a mortgage. But... Read More

How Can I Stop Student Loans from Taking My Taxes?

How Can I Stop Student Loans from Taking My Taxes?

How Can I Stop Student Loans from Taking My Taxes?

Advertiser Disclosure Federal student loans have some of the most forgiving repayment options. If you can’t make student loan payments because of financial issues, you may be able to pause those loans via a deferment. But if you default on your student loans and you have serious student loan debt, collectors can take numerous actions against you—including taking your tax refund.... Read More

Does a Business Loan Affect Personal Credit?

Does a Business Loan Affect Personal Credit?

Does a Business Loan Affect Personal Credit?

Advertiser Disclosure When starting your own business, funding can be a big hurdle—in more ways than one. And if you’re not careful, the lines between business credit and personal credit can get blurry. As you start setting up your business accounts, make sure you understand your business financing options and how they may affect you... Read More

What Car Insurance Companies Don’t Want You to Know

What Car Insurance Companies Don’t Want You to Know

What Car Insurance Companies Don’t Want You to Know

Advertiser Disclosure Car insurance can be confusing. First, there are all the policy considerations: Do you want a policy with comp and collision? How much liability should you carry? Do you need uninsured motorist coverage? Even once you make decisions on all these things, the bill that arrives can be difficult to understand—exactly what goes... Read More

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