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Gerri Detweiler

In Personal Finance, Managing Debt

Gerri Detweiler focuses on helping people understand their credit and debt, and writes about those issues, as well as financial legislation, budgeting, debt recovery and savings strategies. She is also the co-author of Debt Collection Answers: How to Use Debt Collection Laws to Protect Your Rights, and Reduce Stress: Real-Life Solutions for Solving Your Credit Crisis as well as host of TalkCreditRadio.com.

Landlords and Credit Checks: What You Should Know

Credit 101

Landlords and Credit Checks: What You Should Know

Landlords and Credit Checks: What You Should Know

Article Updated July 20, 2018 You’ve found the perfect place to rent, and now the property manager tells you all you need to do is fill out an application, so she can run a credit check—gulp. Whether you’ve got great credit, bad credit, or no credit, credit checks probably make you a little uneasy. What... Read More

How Often Can You Check Your Credit Score, and How Do You Get It?

Credit Score

How Often Can You Check Your Credit Score, and How Do You Get It?

How Often Can You Check Your Credit Score, and How Do You Get It?

Do you keep a close eye on your personal finances? Or maybe you’ve never given them much thought. Either way, it’s time to start paying more attention to your credit score. Your credit score can control a lot—what loans you qualify for, the credit cards that are available to you, etc. To keep on top... Read More

The Lenders Giving Borrowers Second Chance Loans

Mortgages

The Lenders Giving Borrowers Second Chance Loans

The Lenders Giving Borrowers Second Chance Loans

Brenda Woods didn’t want to move and leave the garden she had tended for 40 years. But the roof was falling in. And her bank wouldn’t give her and her husband Larry a loan to buy a replacement home. Brenda’s still tending her garden, though, thanks to a second-chance loan from the New Hampshire Community... Read More

Can a Debt Collector Collect After 10 Years?

Managing Debt

Can a Debt Collector Collect After 10 Years?

Can a Debt Collector Collect After 10 Years?

Whether you have medical debt, credit card debt or unpaid student loans, getting calls or letters from debt collection companies can be frustrating. But it’s especially frustrating if your debt is several years old. If you have debt on your credit reports or are getting calls from a collection agency, you might wonder how long a debtor can try to collect... Read More

How Late Can You Be on a Car Payment, Mortgage or Other Bill?

Credit 101

How Late Can You Be on a Car Payment, Mortgage or Other Bill?

How Late Can You Be on a Car Payment, Mortgage or Other Bill?

It’s always frustrating to come across a bill and realize it was due yesterday—or last week. If you’re late on a payment or if you miss it completely, you could end up paying late fees and taking a hit on your credit score. It can be especially difficult if you want to apply for a... Read More

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