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Gerri Detweiler

Contributor |  In Personal Finance, Managing Debt

Gerri Detweiler focuses on helping people understand their credit and debt, and writes about those issues, as well as financial legislation, budgeting, debt recovery and savings strategies. She is also the co-author of Debt Collection Answers: How to Use Debt Collection Laws to Protect Your Rights, and Reduce Stress: Real-Life Solutions for Solving Your Credit Crisis as well as host of TalkCreditRadio.com.

10 Ways to Build Credit Without a Credit Card

Building Credit

10 Ways to Build Credit Without a Credit Card

10 Ways to Build Credit Without a Credit Card

Credit cards are a great tool for building credit. They’re easy to use, offer flexibility, and sometimes even reward you for using them. Most also directly impact your credit score and are used by many people to begin building their credit profile. But what if you don’t want a credit card or are having trouble... Read More

How to Pay Collections

Credit Repair

How to Pay Collections

How to Pay Collections

When you’re trying to conquer unpaid debts sent to collections, you’ll likely face some obstacles. Two of the most common are coming up with enough money to pay off the debt and negotiating a payment plan or settlement you can afford. Once you’ve accomplished these tasks, you may still be wondering how to pay collections... Read More

What Is Zombie Debt and Why Is It a Problem?

Managing Debt

What Is Zombie Debt and Why Is It a Problem?

What Is Zombie Debt and Why Is It a Problem?

Zombie debt is exactly what it sounds like. It’s debt that’s already dead and shouldn’t be living on your credit report. But for whatever reason, it’s risen from the grave and chasing you down. Find out what you need to know about zombie debt and how to deal with it. How Does Zombie Debt Happen?... Read More

What is a Judgment?

Managing Debt

What is a Judgment?

What is a Judgment?

A judgment is an order issued by a court of law. When you borrow money, you are legally required to repay the debt. This includes opening a credit card account, getting a line of credit from your bank and obtaining financing for a big purchase. You can also become indebted to service providers. This can... Read More

How to Get Out of a Lease: 7 Steps You Can Take

Personal Finance

How to Get Out of a Lease: 7 Steps You Can Take

How to Get Out of a Lease: 7 Steps You Can Take

Whether you’re renting an apartment, house or duplex, your home should feel like a safe place—one that’s comfortable and secure. But what if something happens that makes your apartment unsafe? Or what if you can’t make your rent? Maybe you need to break your lease, and don’t know what to do. If you’re wondering where... Read More

What to Know About Medical Bills Sent to Collections

Managing Debt

What to Know About Medical Bills Sent to Collections

What to Know About Medical Bills Sent to Collections

If you think you’re immune to damage from a collection account on your credit report because you pay your bills on time, think again. Medical bills that you don’t know about could be hurting your credit—and the odds are not in your favor. In fact, the Consumer Financial Protection Bureau reports that around 31.6% of... Read More

How to Deal with Debt Collectors When You Can’t Pay

Managing Debt

How to Deal with Debt Collectors When You Can’t Pay

How to Deal with Debt Collectors When You Can’t Pay

If you’ve fallen behind on your bills and are dealing with debt, don’t be surprised if you start hearing from debt collectors. Those collectors have a job—to get as much money out of you as they can. So, they’re probably not going share things that might make it easier for you to fight back or... Read More

What Is a 1099-C Cancellation of Debt Form and How Does it Impact Your Taxes?

Taxes

What Is a 1099-C Cancellation of Debt Form and How Does it Impact Your Taxes?

What Is a 1099-C Cancellation of Debt Form and How Does it Impact Your Taxes?

NOTE: Due to the COVID-19 coronavirus pandemic, the IRS has extended the federal tax filing and payment deadline to July 15, 2020. The recent relief package passed by Congress may have additional tax implications. Please contact a tax adviser for information you may need to complete your taxes this year. Learn More. Note: This article is... Read More

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