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Credit 101

Credit.com is here to provide you with a practical, real-world credit education. We’ll teach you credit basics: what is a credit report & score, how to shop for credit & how to understand and compare APRs. We’ll also brief you on the type of credit products available and how to evaluate which one is right for you!

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How Can I Tell If I Have a Credit Score?

Credit 101

How to Tell If You Have a Credit Score

Learn more about credit scores, how these ratings are determined and how to find out if you have a credit score. Discover tips for building your credit score.

| March 1, 2023

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Credit 101
How Can I Erase Judgments From My Credit Reports?
Credit reporting can be very confusing for consumers. We get this... Read More

August 3, 2012

4 Times a Credit Pull Won't Hurt You

Credit 101
4 Times a Credit Pull Won’t Hurt You
Many consumers believe their credit score will take hit each time... Read More

July 23, 2012

Credit 101
Can You Have Too Much Credit?
“Too much of a good thing can be wonderful,” said fil... Read More

June 26, 2012

8 things that can affect your credit

Credit 101
8 Surprising Things That Affect Your Credit
Learning the rules of credit isn’t always as straightforwar... Read More

June 21, 2012

Credit 101
8 Rules of an Effective Credit Report Dispute Letter
Discovering and resolving mistakes on credit reports can be compl... Read More

May 29, 2012

Credit 101
How Student Loan Debt Can (Gasp!) Help Your Credit
There’s an understandable backlash against student loan deb... Read More

May 28, 2012