Credit 101

Credit.com is here to provide you with a practical, real-world credit education. We’ll teach you credit basics: what is a credit report & score, how to shop for credit & how to understand and compare APRs. We’ll also brief you on the type of credit products available and how to evaluate which one is right for you!


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How Can I Tell If I Have a Credit Score?

Credit 101

How to Tell If You Have a Credit Score

Learn more about credit scores, how these ratings are determined and how to find out if you have a credit score. Discover tips for building your credit score.

| March 1, 2023

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8 Rules of an Effective Credit Report Dispute Letter
Discovering and resolving mistakes on credit reports can be compl... Read More

May 29, 2012

How Student Loan Debt Can (Gasp!) Help Your Credit
There’s an understandable backlash against student loan deb... Read More

May 28, 2012

What’s Really in Your Credit Report?
[UPDATE: Some offers mentioned below have expired and/or are no l... Read More

May 14, 2012

The Hidden Benefits of Credit Scores
In my recent Credit.com column, Credit Score Obsessed? Don’... Read More

May 2, 2012

What’s a Credit Score? Really.
“Do you know your credit score?” It’s a questio... Read More

April 24, 2012

Hey Buddy, Can You Co-Sign This Credit Card?
There are a number of Americans out there who are denied the priv... Read More

March 14, 2012